3rd Amex 3xCLI Success! Loving AMEX so far...

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
12 posts
User avatar
Centurion Member
Centurion Member
Posts: 464
Joined: Fri Apr 12, 2013 5:39 pm
Location: Los Angeles

Postby Z06Biker » Wed Jul 31, 2013 4:25 pm

After paying off the $40K in one fell swoop, however, I'd wager a bet that the $95K cap would break 100, if only at least temporarily...
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

Platinum Member
Platinum Member
Posts: 60
Joined: Wed Aug 29, 2012 11:19 am
Location: Pittsburgh, PA

Postby woogs » Wed Jul 31, 2013 4:49 pm

I thought so as well, but it did not seem to matter. In the past I tested it with these 4 methods and each time the result was a NPSL of $95k.

1) Checked NPSL when I had a 0 balance at statement close and also current 0 balance - $95k max
2) Checked NPSL when I had a $40k balance (before statement close) - $95k max
3) Checked NPSL when I had statement close of $40k with a $40k current balance (not yet paid) - $95k max
4) Checked NPSL after I paid the balance in full - $95k max

Update: I just checked and with a $31k balance currently (statement not yet closed), $100k was approved.
American Express: MB Platinum Card, Business Platinum, Business Gold, SPG, Hilton Surpass
Chase: Ink Plus, Ink Bold, Sapphire Preferred, United Mileage Plus, Marriott Premier
Citi: Executive AA World Elite MasterCard, AA Visa Signature, AA Business MasterCard
Barclays: US Airways World Elite, Arrival Card

Return to “American Express”

Who is online

Users browsing this forum: No registered users and 3 guests