- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Your history with Amex after 2 years should outweigh the score, which is likely a FAKO and could be higher anyway. Your income should be fine I am not seeing any real issues.
The best part is, if they decline, it's only a soft pull. And it's worth taking a hard pull for as it will backdate.
So I say go for it you have little to lose.
As far as your income put whatever your income is now on your application. You aren't lying - people's income does change with time. You'd be lying NOT to list your current income. I don't think that you have anything to worry about there, except if you were to get FR and they don't take that into account, but really, I would not sweat this much if at all.
I think you are good. I say go for it and let us know how it turns out for you, best of luck!