AMEX Authorized User Address

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AMEX Authorized User Address

Postby tigerhunt2011 » Tue Jul 09, 2013 3:02 pm

I'm wanting to make my (serious) boyfriend an Authorized User on my PRG so he can build a credit history and get in on some signup bonuses in the next 24 months. When I was made an AU on my Dad's business platinum card, they HAD to send it to the Master account statement address. We're in a long distance relationship and I'd love to have the card sent directly to him.

Can I make my boyfriend an AU and have the card sent straight to him as opposed to my address and then having to forward it?
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Postby MemberSince99 » Tue Jul 09, 2013 3:37 pm

I called Amex to ask about this and they said it could be done. The foreign CSR screwed it up and sent it to me anyway. But as far as I understand it, yes it can be done.

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Postby rockyrock » Wed Jul 10, 2013 1:09 am

I just went round and round with Amex on this. I added two AU's to my SPG and Amex insisted the cards had to be sent to my billing address--currently Africa. Not only are they sent to my billing address but they are addressed to the AU. I explained this was no good for me as my family members are in Hawaii but they were unable or unwilling to help. They suggested my best option is to call after 7 days and order a new card and they can send that one anywhere I want. In the end that is what I did and they finally after two weeks have their cards.

In the end, one of the original cards showed up in Africa three weeks later. The other...
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Postby cashnocredit » Tue Jul 23, 2013 1:06 pm

I added an AU that lives elsewhere but had the card sent to my addy. Now Citi is sending all sorts of preapproved invites to the AU at my address. Did they change the AU's address to mine? Very strange.

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Postby FastSRT8 » Tue Jul 23, 2013 4:46 pm

My friendly advice..... having gone around the block a few times, I would suggest otherwise and encourage you not to do that. AU is a serious thing. Boyfriend or not.....serious or not, it's too much of a risk for you. What if the relationship does not work? What of the unpaid charges? You will be on the hook. All the hard work you put in to get your stellar credit would be gone.

Trust me, I don't want you to have to post "my bf messed up my credit now what?" post.
Carpe diem quam minimum credula postero!

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Postby DoingHomework » Tue Jul 23, 2013 6:41 pm

I agree with Fast - don't do it. No matter how close a BF he is, don't risk your credit on anyone who is inexperienced handling credit. Read some of the horror stories here and elsewhere.

But to answer your question, I don't know except I do know that AMEX is very strange about addresses. We have 2 homes and only use a PO box for financial mail. AMEX took it upon themselves to send something (a pin code) to one of our homes. We actually have mail to that address turned off through the post office. Their letter got returned and AMEX basically freaked over it. They wanted to close our account etc. It took a phone call explaining that yes, some people are well enough off to have multiple houses, and yes, those people are going to be good customers for AMEX, and yes, the post office does recommend stopping mail delivery to seasonal homes and also recommends having sensitive mail (financial statements) sent to secure get your heads out of your friggin' a$$es and stop trying to be clever and sending mail to addresses I never gave you. We got it all sorted out in the end but it was clear that a big part of their security process focuses on addresses so they probably will have problems with what you want to do.

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Postby woogs » Wed Jul 24, 2013 9:59 am

You can always add him as an AU and not give him the card. This will build his credit without him needing to use the card. Or if you want charges to appear on his card, yourself can swipe it at a gas station every month or so to get a little spend on it.

You can always put a spending limit on the card as well but that is a monthly spending limit and not a balance limit.

So if you put a $1k limit on his card, and he spends $1k in month 1, come month 2 he can spend another $1k without making any payments towards the first $1k so you would still need to keep an eye on this.
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Postby Kripler68 » Wed Jul 24, 2013 10:44 pm

I would suggest putting a cap on the card as you are the responsible person on the account.I learned this lesson the hard way many years ago with a (serious) girlfriend....Just saying.

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