New to Amex CLI question

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
6 posts
cashinout
Platinum Member
Platinum Member
 
Posts: 76
Joined: Fri May 03, 2013 11:35 pm
Location: USA

New to Amex CLI question

Postby cashinout » Mon Jul 08, 2013 11:28 pm

So I am new to Amex. I do have a corporate card but that is through my job however the platinum card i got in june, was the first card through amex i recently got the SPG as well and it was a measly 1k. i called them to get a limit increase and the rep said i had not had the card for 90 days therefore they couldn't extend the limit, my question is on the site it says you can only request every 6 months does this apply to me since i was never really eligible? I wanted to call back and ask but came here first i feel it shouldn't since they did not get past the you have not had the card for 90 days.
Fico 699
Fake - 704
Amex Plat - NSPL
Chase Freedom - 11k
Chase Sapphire Preferred - 13k
Chase Marriott Rewards Preferred - 15k
Chase United Milage Plus Club 15k
Chase Ritz Carleton Card 11k
Discover IT - 9k
Citi AA Advantage Executive Elite - 11k


takeshi
Centurion Member
Centurion Member
 
Posts: 1733
Joined: Wed Jun 05, 2013 3:12 pm
Location: US

Postby takeshi » Tue Jul 09, 2013 3:50 pm

Google "3x CLI".

ncosky290
Centurion Member
Centurion Member
 
Posts: 182
Joined: Tue Feb 12, 2013 7:37 pm
Location: Minneapolis

Postby ncosky290 » Thu Jul 11, 2013 3:21 pm

cashinout wrote:So I am new to Amex. I do have a corporate card but that is through my job however the platinum card i got in june, was the first card through amex i recently got the SPG as well and it was a measly 1k. i called them to get a limit increase and the rep said i had not had the card for 90 days therefore they couldn't extend the limit, my question is on the site it says you can only request every 6 months does this apply to me since i was never really eligible? I wanted to call back and ask but came here first i feel it shouldn't since they did not get past the you have not had the card for 90 days.


The first CLI you can request is 61 days from activation of you card. After that it is either 6 months if approved for a CLI or 90 days if you were not approved for a CLI. They will not even look at your account if you have not waited any of those days. Also do not ask for more then 3x your CL when processing a CLI as it will usually Auto Decline. Also DO NOT go above 25000 limit on a single card as they will probably FR you. The FR differs for each person but the CLI policy is the same for everyone. Also, If you have more then one revolver with AMEX the days above are for all accounts not each account.

Nick*
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-

cashinout
Platinum Member
Platinum Member
 
Posts: 76
Joined: Fri May 03, 2013 11:35 pm
Location: USA

Postby cashinout » Sun Jul 14, 2013 7:34 pm

Thank you Nick that seems to be the case exactly what you described thanks again...
Fico 699
Fake - 704
Amex Plat - NSPL
Chase Freedom - 11k
Chase Sapphire Preferred - 13k
Chase Marriott Rewards Preferred - 15k
Chase United Milage Plus Club 15k
Chase Ritz Carleton Card 11k
Discover IT - 9k
Citi AA Advantage Executive Elite - 11k

Dues
Green Member
Green Member
 
Posts: 22
Joined: Sat Oct 08, 2011 2:41 pm
Location: texas

Postby Dues » Wed Jul 17, 2013 11:47 pm

For what it's worth I just called to request increase from 5k. Was going to request 10k but then remembered people saying if you have a good history they really don't care what you ask. The automated voice said for example you could type 18500 so i typed that. Got instant approved for 15k

HURRAY no hard pulls!

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Thu Jul 18, 2013 6:34 am

Dues wrote:For what it's worth I just called to request increase from 5k. Was going to request 10k but then remembered people saying if you have a good history they really don't care what you ask. The automated voice said for example you could type 18500 so i typed that. Got instant approved for 15k

HURRAY no hard pulls!


Congratulations to you!



Return to “American Express”

Who is online

Users browsing this forum: No registered users and 2 guests