Here is what just happened to me today 6/28/2013: Last week on Jun 15th,2013 I received an approval for the Amex Platinum Card. Of-course it sounded too good to be truth so I decided why not take a chance right?
So, the credit card states that it has “a NO PRE-SET LIMIT” which later I found out that was NOT true…Then I called Amex, told them I was going to be traveling to a business meeting with clients and I needed to make sure I was not going to be get decline on any of my travel transactions. The representative from Amex told me that I “may” get declined and if that happens to please call them back…!
*My response to the Amex rep;
“Wait a minute, are you telling me I can get declined even though I have another credit card through Amex and my credit limit is $12,000 dollars...? as proof of been an excellent business client with Amex???”
*The Amex Representative response:
“Yes!!! You can get declined Mr. XYZ and there is no guarantee you will get approved. Just call us back……
* My response / million dollar question to the rep;
“Why in the world I would take a chance to be embarrassed in front of any of my clients on a dinner table at a restaurant and the minute I pull the “amazing platinum Amex” I get a declined in front of them for????? Not only that but, in top of that, I have to PAY $450.00 yearly fee! On the other side of the coin…….Listen to this, I already have another Amex card with a $12,000.00 credit line!, paid in full every month!, and no worries of any embarrassment in front of any of my clients at any restaurant while conducting my business! Why should I use the “amazing platinum Amex” for then????
* The Amex Representative response:
“So what would you want me to do Mr.XYZ? Just call us back WHEN that happens and we take it from there…………
It’s up to you if you want to be played like a fool….$450.00 yearly fee, no guarantee if you get a “dinner approval or not”,False advertising; No Pre-Set Spending Limit3 Get the flexibility of a Charge Card - with no pre-set spending limit!!!! …I am cancelling the AMEX Platinum Card by tomorrow and pay my current pending balances off and be done with it!!! Now, with respect to my other AMEX card with a $12,000.00 limit and ZERO annual fees! I’ll keep that one…Is a good card from AMEX Costco, pays you cash back on purchases and NO WORRIES of been declined in front of my clients!!! “Rest in peace AMEX PLATINUM”. I won’t take the chance!!! About YOU???????????
When I went to the AMEX website to write my review here is their response!!!
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