Chip in the BCP?

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Robrus1
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Chip in the BCP?

Postby Robrus1 » Wed Jun 19, 2013 10:16 am

I got my BCP last week and it has no chip of any kind. My AU's card came in a couple days ago and it has some chip and circuitry embedded in it, and it looks awesome. It doesn't look like an EMV chip though. Is it one of those touch/tap to pay chips? Also any idea why mine would not come with one but hers did?
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Tigerinroc
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Postby Tigerinroc » Wed Jun 19, 2013 12:09 pm

The chip is for the tap and pay feature. If your card doesnt come with a chip, call AmEx and they will send you one.
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Robrus1
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Postby Robrus1 » Thu Jun 20, 2013 12:48 pm

Thanks. I called and I should have it by Saturday.
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Reclusive46
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Postby Reclusive46 » Thu Jun 20, 2013 1:30 pm

I always wonder how these companies choose who gets contactless or not. In the UK, Amex seems to be sensible and all cards are contactless but my bank seem to be a hit and miss, randomly issuing contactless cards and Capital One issue it on some cards and all the time on others lol Complete madness
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Jacksnow
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Postby Jacksnow » Thu Jun 27, 2013 3:24 pm

Contactless is a security. nightmare.

Why anyone would want one is beyond me.

Reclusive46
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Postby Reclusive46 » Thu Jun 27, 2013 3:34 pm

Jacksnow wrote:Contactless is a security. nightmare.

Why anyone would want one is beyond me.


There is a pretty simple security measure that stops any contactless card being skimmed via a reader. Have more than one contactless card.

Also all the latest versions of EMV contactless (Don't think this applies to the US contactless yet) use a randomly generated card number on a read (That is based off the time etc), so that particular detail is only used once.

Contactless is a bit pointless in the US though, where the process is pretty quick and painless anyway. In Europe where a PIN has to be entered, it takes quite a big longer, especially if the merchant uses a dial up connection. EMV contactless cards usually work completely offline, so the transaction is approved instantly.
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Z06Biker
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Postby Z06Biker » Thu Jun 27, 2013 4:22 pm

Wait...so the BCP (and BCE) offer EMV variations? Is this strictly in the UK, or is it available in the US as well, only nobody knows about it?
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AmEx Bear
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Postby AmEx Bear » Thu Jun 27, 2013 6:25 pm

Not EMV, but the same chip that Visa & MC use for PayWave & PayPass. BCE & BCP do not support EMV at this time. I should know, I'm the AmEx Bear!
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Robrus1
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Postby Robrus1 » Thu Jun 27, 2013 8:08 pm

Jacksnow wrote:Contactless is a security. nightmare.

Why anyone would want one is beyond me.


Fraud protection comes standard as well. Also, I live in a semi-small Texas town and it's very spaced out, so I'm not around crowds much. I'd doubt anyone around here even knows what the heck contactless cards are. I am leaving for London tomorrow afternoon and I'm not taking the BCP, as that wouldn't make sense and I could see it being more risky in a big city like that, but I'd be very surprised if I ever have a problem in my hometown.
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Robrus1
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Postby Robrus1 » Thu Jun 27, 2013 8:08 pm

I think it's called, "Express Pay."
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