Chip in the BCP?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
31 posts
Tigerinroc
Green Member
Green Member
 
Posts: 16
Joined: Wed May 22, 2013 1:19 pm
Location: NY

Postby Tigerinroc » Sat Jun 29, 2013 12:55 pm

Wow! Im so impressed with the demo!!! Who knows if it was a set up!?! LOL

What was shown was just one single data point and it is useless if they want to speak for the population. What would the successful rate be with a 95% confidence interval??? Show me the statistics then let's talk about risks!

Such demo is purely entertaining. Sadly, people went nuts to believe that such theft exists en masse.

With a population of 75 mil RFID cards in circulation in the US, I think everyone should invest $350 to become a card skimmer and make a living out of it. I bet the ROI is very high!!!

I don't blind myself with any thing! Just like the OP, as an AmEx cardmember, I am protected from any fraud/unauthorized transactions. So where is the risk/threat?

With that being said, linking over-the-air pickpocketings with giving someone my address, ss, mother's maiden name, et. is way too far stretched.
Groceries:AMEX Blue Cash Preferred 6%, 20K
AMEX Blue Everyday 3%, 20K
Restaurant: US Bank Cash Plus 5% (Rotating), 14K
Chase Amazon.com Rewards 2%, 5.8K
Gas: PenFed Cash Reward, 16k
BOA Platinum Visa Reward 5% (Rotating), $10K
Discover IT 5% (Rotating), 6.7K
Hotel: Chase Marriott Premium Rewards, 21K
Everything Else: BOA Travel Rewards 1.5%, 15K
Just to earn $100/year: BOA Better Balance, 10K


Jacksnow
Platinum Member
Platinum Member
 
Posts: 67
Joined: Sun Jun 09, 2013 12:51 am
Location: USA

Postby Jacksnow » Sat Jun 29, 2013 6:20 pm

Believe what you want to. The POC was shown. Now it'll start being adopted by folks who aren't as savvy. So when your card is stolen and you have no idea how keep this in mind.

Tigerinroc
Green Member
Green Member
 
Posts: 16
Joined: Wed May 22, 2013 1:19 pm
Location: NY

Postby Tigerinroc » Sat Jun 29, 2013 6:52 pm

Bunch of nonsense!
Groceries:AMEX Blue Cash Preferred 6%, 20K
AMEX Blue Everyday 3%, 20K
Restaurant: US Bank Cash Plus 5% (Rotating), 14K
Chase Amazon.com Rewards 2%, 5.8K
Gas: PenFed Cash Reward, 16k
BOA Platinum Visa Reward 5% (Rotating), $10K
Discover IT 5% (Rotating), 6.7K
Hotel: Chase Marriott Premium Rewards, 21K
Everything Else: BOA Travel Rewards 1.5%, 15K
Just to earn $100/year: BOA Better Balance, 10K

wizozzie
Green Member
Green Member
 
Posts: 21
Joined: Tue Jun 18, 2013 8:27 am
Location: Los Angeles, California

Postby wizozzie » Sun Jun 30, 2013 5:33 am

Wait a minute, did I miss something? Does the Platinum have RFID or are we talking about the Chip & Signature (which I have).
AmEx Platinum
AmEx Premier Rewards Gold
Mercedes Benz American Express
AmEx Zync, the Unicorn of Credit Cards
Chase Sapphire Preferred World MasterCard
Citi AAdvantage Platinum Select World MasterCard
Discover IT

(wow, I don't have a Visa Credit Card!)
------

Jacksnow
Platinum Member
Platinum Member
 
Posts: 67
Joined: Sun Jun 09, 2013 12:51 am
Location: USA

Postby Jacksnow » Mon Jul 01, 2013 8:41 am

We're talking about rfid chips in the bce, you don't have one in your platinum. You're fine.

Reclusive46
Centurion Member
Centurion Member
 
Posts: 222
Joined: Mon Oct 24, 2011 4:04 am
Location: UK

Postby Reclusive46 » Mon Jul 01, 2013 9:43 am

Jacksnow wrote:We're talking about rfid chips in the bce, you don't have one in your platinum. You're fine.


Not in the US anyway. I know the Platinum here in the UK and the Platinum in Canada have it. Contactless doesn't seem to be very popular in the US, mainly because of the swipe and no signature program I imagine.
Amex UK Platinum Charge Card
Amex Blue Cash USA
Amex US Gold Corporate Card
World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)

Jacksnow
Platinum Member
Platinum Member
 
Posts: 67
Joined: Sun Jun 09, 2013 12:51 am
Location: USA

Postby Jacksnow » Mon Jul 01, 2013 10:46 am

My apologies, I should have made that more clear any statements I make are from a U.S. standpoint unless otherwise stated,


As far as I know there are no US Platinum cards that have RFID/Contactless in them.


And I hope it stays that way.

Reclusive46
Centurion Member
Centurion Member
 
Posts: 222
Joined: Mon Oct 24, 2011 4:04 am
Location: UK

Postby Reclusive46 » Mon Jul 01, 2013 1:57 pm

Jacksnow wrote:My apologies, I should have made that more clear any statements I make are from a U.S. standpoint unless otherwise stated,


As far as I know there are no US Platinum cards that have RFID/Contactless in them.


And I hope it stays that way.


You'll be changing your mind soon once chip transactions are more common in the US, they are painfully slow. Contactless in most EMV markets works completely offline, so its literally a tap and then its approved. That's opposed to the 30 second contact EMV process.
Amex UK Platinum Charge Card

Amex Blue Cash USA

Amex US Gold Corporate Card

World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)

MB131174
Centurion Member
Centurion Member
 
Posts: 512
Joined: Mon Mar 05, 2012 10:58 am
Location: PA

Postby MB131174 » Mon Jul 01, 2013 2:47 pm

When I was in Europe and Africa this past year I used my EMV card to make purchases, and I too can attest how painfully slow EMV is. Just buying a few snacks at Tesco in London felt like my life was suspended due to how long it took, especially since it was chip & siggy. RFID is so much faster.
stalk me
KIK: WMB1974

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Mon Jul 01, 2013 4:41 pm

Please forgive my ignorance guys how do these things work? I only have the chip in my BofA card, do you have to tap it or something or shake it? I've never used it like that. I honeslty have no clue.



Return to “American Express”

Who is online

Users browsing this forum: No registered users and 2 guests