Chip in the BCP?

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swipe_masta
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Postby swipe_masta » Thu Jun 27, 2013 9:04 pm

I have the BCE and I think what you are referring to is the RFID chip. "Hassle free" of swiping as it may be, it is the most prone to identity theft because anyone carrying a credit card skimmer can steal your info. Scanning works both ways...


Tigerinroc
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Postby Tigerinroc » Thu Jun 27, 2013 9:19 pm

Put the BCP with the chip in my iphone wallet case and use it to check out at grocery stores as if my iphone is an NFC phone! Never had any problem with "security threat" which is a myth like the Loch Ness Monster! Even if someone can skim the card, im not responsible to the fraud.

If the rate of card info being stolen had been that high, AmEx would have discontinued the feature.
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Jacksnow
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Postby Jacksnow » Thu Jun 27, 2013 9:30 pm

Put the BCP with the chip in my iphone wallet case and use it to check out at grocery stores as if my iphone is an NFC phone! Never had any problem with "security threat" which is a myth like the Loch Ness Monster! Even if someone can skim the card, im not responsible to the fraud.

If the rate of card info being stolen had been that high, AmEx would have discontinued the feature.



You're kidding right? I mean do you honestly believe that there is no threat to your card by having it broadcast your info to anyone who asks nicely.


If you honestly believe that

PM me your Name, Address, Social Security, and Mother's maiden name.



After all security threats are a myth right?

Tigerinroc
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Postby Tigerinroc » Fri Jun 28, 2013 8:30 am

Jacksnow wrote:You're kidding right? I mean do you honestly believe that there is no threat to your card by having it broadcast your info to anyone who asks nicely.


If you honestly believe that

PM me your Name, Address, Social Security, and Mother's maiden name.



After all security threats are a myth right?


Im not going to give you my name, adress, ss etc. thats not the point!

If you want to steal my card info with a card reader, you are more than welcome to my town and wander in my grocery store with the card reader in your hand and try to stick it to everyone butt in order to get, if lucky, my card's information. Thats the point!

Also, thieves could get your card info remotely through a scanner, but adds that they probably wouldn't be able to use it. Unlike magnetic stripe cards, RFID credit cards encrypt a cardholder's information. To access a consumer's account, thieves not only have to scan the card, they also have to break the card issuer's encryption."
RFID Journal Blog - RFID Journal

Good luck with that!

Not all security threats are a myth. Security threats associated with the RFID are a myth!
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Z06Biker
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Postby Z06Biker » Fri Jun 28, 2013 12:45 pm

Jacksnow wrote:You're kidding right? I mean do you honestly believe that there is no threat to your card by having it broadcast your info to anyone who asks nicely.


If you honestly believe that

PM me your Name, Address, Social Security, and Mother's maiden name.



After all security threats are a myth right?


Umm...what? Are you saying that NFC is unsafe, or that keeping his credit card in the same holder as his iPhone is unsafe?
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Jacksnow
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Postby Jacksnow » Fri Jun 28, 2013 1:07 pm

RFID is inherently unsafe in credit cards, NFC is marginally better because it has confirmation ability and the phone can be configured to allow or disallow certain tags as well as what info goes.

As for the "Card issuers encryption" its a joke. A somewhat depressing kind of joke. anyone who can pick up your info and is determined to use it can break it. I get the RFID journal. Do you know what it's taken for them to finally fscking encrypt it? granted it's with a cypher that's vulnerable because they can't use a long chain.

You're pushing that there's no threat at all associated with RFID.
You're wrong;


And it can't be turned off.



With an RFID Card you're walking about blasting your info to anyone. Just because its in pig latin doesnt make it better

Reclusive46
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Postby Reclusive46 » Fri Jun 28, 2013 1:11 pm

Jacksnow wrote:RFID is inherently unsafe in credit cards, NFC is marginally better because it has confirmation ability and the phone can be configured to allow or disallow certain tags as well as what info goes.

As for the "Card issuers encryption" its a joke. A somewhat depressing kind of joke. anyone who can pick up your info and is determined to use it can break it. I get the RFID journal. Do you know what it's taken for them to finally fscking encrypt it? granted it's with a cypher that's vulnerable because they can't use a long chain.

You're pushing that there's no threat at all associated with RFID.
You're wrong;


And it can't be turned off.



With an RFID Card you're walking about blasting your info to anyone. Just because its in pig latin doesnt make it better



The turn off thing isn't quite accurate, some European banks are trailing a switch system, where you hold a button for the RFID arial to connect. Also if you have more than one RFID card, they can't be read as they interfere with each other.
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Z06Biker
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Postby Z06Biker » Fri Jun 28, 2013 7:02 pm

All interesting stuff, guys. Thank you. I had no idea about any of this.
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Tigerinroc
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Postby Tigerinroc » Fri Jun 28, 2013 8:31 pm

You can be scared of out your mind with an RFiD as much as you want. Like I said, if it was such a threat to customers, card issuers like AmEx would have discontinued the service.

Im enjoying the convenience provided by AmEx. Blasting my info to anyone? Thats an exaggeration and a fscking joke!

Q: Are expresspay charges as secure as other charges on my Card?
A: expresspay charges are as secure as magnetic stripe charges. expresspay-enabled Cards must be held within 10 centimeters of an expresspay reader for a transaction to be processed. Each transaction is processed through the same secure payment network as all American Express transactions. expresspay-enabled Cards also generate a unique cryptogram to further protect Cardmembers from fraudulent transactions. And as with any American Express Card, you are not liable for fraudulent transactions, should they occur.

https://www295.americanexpress.com/cards/ExpresspayNew/moreQuestions.html#q16
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Jacksnow
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Postby Jacksnow » Fri Jun 28, 2013 10:01 pm

Scared out of mind, who's exaggerating? A healthy knowledge isn't being scared. If you want to blind yourself to the real risks of this please do so.

And yes. Just because it's a whisper doesn't mean someone can't hear.

Also as secure as a mag stripe should scare anyone.


Hacker's Demo Shows How Easily Credit Cards Can Be Read Through Clothes And Wallets - Forbes



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