- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
He has to qualify for that. It's like they have to offer that to you in the first place and if your credit is lousy they may not. If they do, it only applies to items over 100 dollars. And the interest rate is no doubt steep, though certainly better than default.
But if you can get that, it's your way out, just make sure you pay ASAP, don't carry a long term balance they are known to not like that.