AmEx Reward Dollars vs. Membership Rewards Points

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AmEx Reward Dollars vs. Membership Rewards Points

Postby Luxe » Mon Jun 03, 2013 2:43 am

I'm looking at the Reward Dollars mall for my Blue Cash Everyday and it looks pretty uninspired to be honest.

The value is terrible. I picked a few items at random, searched for them on the web, and each time the *first* search result was 20-40% cheaper without putting any effort into finding deals or discount codes.

The only financially logical option is the cash back statement credit. Unfortunately the catch here is that you need to redeem it in $25 increments. Now, if you have $35 in reward dollars it may seem better to buy a $35 item instead of redeeming only $25 cash back and being left with $10, but again the value is so poor that you could probably find that item for under $25 somewhere else. Take the cash back.

So I am left wondering: are the Membership Rewards points better? Do you get great deals on vacations that Priceline, Hotwire, Travelocity can't provide?

Or is cash (back) still king?

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Postby rockyrock » Mon Jun 03, 2013 6:03 am

I usually use my MR points to purchase (non-Amex) gift cards. Purchasing the Amex GCs is a waste unless you just need the flexibility.

I recently did transfer a bunch to Hawaiian Miles so I could book an award flight. This was very handy as I was 11.5k shy to book the flight. The transfer was 1:1. Never used them to directly book travel though.
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Postby PopiLopi » Mon Jun 03, 2013 8:42 pm

I'll take Reward Dollars over MR points, but that's just me because most of their airline partners don't service my area or the areas I frequently travel to. I could use their pay with points, but it's like getting cashback with a lower earning potential since most cards are 1% with the exception of the PRG. I think if you're going to do pay with points you're better off with a blue sky or a BCP and use the cashback for anything, including travel.
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Postby FastSRT8 » Tue Jun 04, 2013 12:24 am

I take MR points as my position is opposite that of PopiLopi and I can use the points for travel
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