- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
Is your Platinum backdated to the Zync date? If so, it shouldn't much matter about closing the Zync, as you seem to have enough cards to make up for it. I'd suggest adding a BCE in its place, as the rewards are decent.
I see no point in keeping a card with an AF if you don't use it. Besides, worst case scenario: you close the Zync and your AAoA drops. It should still report as a positive account for a while, right? And even if it doesn't help you, how much older can your other accounts be?
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680