Close ZYNC or Keep Open?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Z06Biker
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Postby Z06Biker » Sat Jun 01, 2013 1:43 pm

MemberSince99 wrote:What is the red one?


Unless you're referring to the Amex Business Plum?
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard


cardslayer
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Postby cardslayer » Tue Jun 18, 2013 4:16 pm

websteth wrote:So, I just got hit with my AF for my Zync. $25 isn't much but I figured I would ask. I have a Platinum which is my main card and a couple other AMEX revolvers. I don't really use my my Zync much anymore now that they have killed all of the packs. My question is, is it worth loosing the card on my report or not? This card I used to make a pretty good size purchase when I got my new car and it is reporting as that it had a high balance much higher than my current platinum. Also, it adds another card to my account that says since 2003.

So, do I close it or pay the AF? Thoughts?


Hah I have almost verbatim situation. I have the Zync and a Platinum. The Zync was great at racking up points when they had the packs (I had a couple packs), but those went away on renewal just this past week. I rarely use the Platinum (it's a MB co-brand charge) except to reap the occasional benefits (i.e. if I'm spending money at the MB dealer, or for the $200 reimbursement, lounge entry, FHR, etc). I regularly carry high balances on my Zync ($10k - $15k per statement) and never an issue. I had a FR on my account and they put a $5k hard-limit on the Platinum because I hit $9k in one month on that card :confused: , but didn't touch the Zync. The hard-limit has since been removed, but it surprised me that they Zync was more trusty than the Platinum, never an issue of any no matter how much I charge.

Now, I want to upgrade to PRG to have some kind of rewards structure, but there is no "upgrade" bonus and they are not waiving the AF. Current offers are for new applicants only. Is anybody aware of how I can get the bonus and AF waived for an upgrade? The website doesn't show upgrade options for Zync, so I have to call in and they had nothing for me other than to upgrade to any charge card I want - sans bonus or AF waiving. Any offer codes out there floating around or anything, or anybody have some tactics?

MemberSince99
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Postby MemberSince99 » Tue Jun 18, 2013 4:31 pm

I read rumors that Amex is bringing the Zync card back.

websteth
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Postby websteth » Tue Jun 18, 2013 7:19 pm

MemberSince99 wrote:I read rumors that Amex is bringing the Zync card back.


I really don't know why they killed it off. I think if they worked to really push the right packs or reward options it woud do well.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

AMEXPlatino86
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Postby AMEXPlatino86 » Tue Jun 18, 2013 7:44 pm

I don't think that they killed it per se (because if they did then everybody's card would have been shut down) but they did more of an overhaul or changing the dynamics of the card.

websteth wrote:I really don't know why they killed it off. I think if they worked to really push the right packs or reward options it woud do well.
Wells Fargo Platinum 2.100 (5/2011-cld 7/12/14)
AmEx Platinum (6/12)
Barclays Apple (6/12)
AMEX Gold Delta (5/13)
Marriott Rewards (7/14)

My credit score :cool:
EQ: unknown
EX: 762
TU: 752

websteth
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Postby websteth » Tue Jun 18, 2013 7:45 pm

I guess that's a good way to think about it.

AMEXPlatino86 wrote:I don't think that they killed it per se (because if they did then everybody's card would have been shut down) but they did more of an overhaul or changing the dynamics of the card.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

MemberSince99
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Postby MemberSince99 » Tue Jun 18, 2013 8:02 pm

I would actually apply for the Zync if they brought it back especially if it still has a 25 annual fee. 14 years of backdating for 25 bucks a year? How many can I get? And if they make decent packs again, I'd actually use it.

ivotedale
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Postby ivotedale » Fri Jun 21, 2013 8:48 pm

MemberSince99 wrote:I read rumors that Amex is bringing the Zync card back.


Crazy! Where did you read such news?

I still have mine, but have long made my Blue Sky the primary spending tool.
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF

MemberSince99
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Postby MemberSince99 » Fri Jun 21, 2013 9:09 pm

On MyFICO. Someone claimed to have insider knowledge from an Amex rep.

hematino
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Postby hematino » Sat Jun 22, 2013 12:23 am

Z06Biker wrote:Unless you're referring to the Amex Business Plum?


No. They're not the same thing. Plum is a charge card targeting small businesses that's available now. The Amex Red hasn't been issued to new cardmembers for some time. It looks pretty nice though if you google an image. The moderators here have it as the icon under their names the way we all have Green/Gold/Platinum/Centurion.
Now she's eyeless.
The snakes she held once
Eat up her hands.



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