Some businesses don't have the Amex logo

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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DoingHomework
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Postby DoingHomework » Sun Jun 02, 2013 8:32 am

FastSRT8 wrote:That's about a good a plan as any. I should search for a high merchant fee Visa card here in Canada.


It does not depend on the issuer, only the type of card and the classification of the merchant. Your Visa Signature crad is going to do some decent gouging, especially if you use it with a US merchant.


Reclusive46
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Postby Reclusive46 » Sun Jun 02, 2013 9:50 am

lol my local indian restaurant in the UK hates taking Amex but its fine because you leave the card on the bill (So I leave my MasterCard) and then they hand over the chip and machine and then I put in my Amex :P

I don't know why as Amex is often cheaper for the UK restaurant merchant category codes than Visa and MC.
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FastSRT8
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Postby FastSRT8 » Sun Jun 02, 2013 1:30 pm

Reclusive46 wrote:lol my local indian restaurant in the UK hates taking Amex but its fine because you leave the card on the bill (So I leave my MasterCard) and then they hand over the chip and machine and then I put in my Amex :P

I don't know why as Amex is often cheaper for the UK restaurant merchant category codes than Visa and MC.


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websteth
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Postby websteth » Sun Jun 02, 2013 2:41 pm

Reclusive46 wrote:lol my local indian restaurant in the UK hates taking Amex but its fine because you leave the card on the bill (So I leave my MasterCard) and then they hand over the chip and machine and then I put in my Amex :P

I don't know why as Amex is often cheaper for the UK restaurant merchant category codes than Visa and MC.


Going to the UK in a few months. How bad is American Express acceptance these days?
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Postby Robrus1 » Sun Jun 02, 2013 3:45 pm

I agree to use a Visa Sig at places that don't take Amex. The local coffee shop I go to every morning, and have been for the last 12 years, is owned by a guy who is super tight with money. A few months ago he quit taking Amex, and now I use the CSP every morning. I think it's funny because it's not like anyone is going to stop accepting Visa, that'd be nuts. Anyway I can't help but feel like any merchant who doesn't take Amex is either cheap or greedy or both. There are a few other small restaurants that don't take it, but I use my CSP at restaurants anyway, so it doesn't really bother me. If the coffee shop owner ever catches on and tries to refuse my Visa Sig and asks me for a regular Visa, I'm going to have to find another coffee house.
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Postby MemberSince99 » Sun Jun 02, 2013 3:51 pm

On this subject has anyone in the states where it's legal noticed any merchants adding a surcharge to credit card purchases? Maybe they are just sneaky about it and don't say anything. I haven't noticed but I need to ask for and check the receipts.

AMEXPlatino86
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Postby AMEXPlatino86 » Sun Jun 02, 2013 4:35 pm

MemberSince99 wrote:On this subject has anyone in the states where it's legal noticed any merchants adding a surcharge to credit card purchases? Maybe they are just sneaky about it and don't say anything. I haven't noticed but I need to ask for and check the receipts.


Yeah some place do and some don't. At times they tell you to your face that if you pay with a CC then they will add X amount of money to cover the merchant fees that they are charged. 9 times out of 10 I don't really care because it's only an extra $2-3. But most of the time they tell me ahead of time.
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Postby rockyrock » Mon Jun 03, 2013 1:38 am

AMEXPlatino86 wrote:Yeah some place do and some don't. At times they tell you to your face that if you pay with a CC then they will add X amount of money to cover the merchant fees that they are charged. 9 times out of 10 I don't really care because it's only an extra $2-3. But most of the time they tell me ahead of time.


It's supposed to be illegal to charge more to use a credit card; it is okay to offer a cash discount though...however that works
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Postby rockyrock » Mon Jun 03, 2013 1:41 am

Wow, there sure are a lot of anti small business people on this thread.
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Reclusive46
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Postby Reclusive46 » Mon Jun 03, 2013 5:51 am

websteth wrote:Going to the UK in a few months. How bad is American Express acceptance these days?


American Express acceptance in the UK is good usually, depends on where you are travelling. In the east it is pretty much accepted everywhere. All major UK supermarkets (Excluding Budgens, which barely exists anymore) and Petrol stations take Amex.

The only places I ever find that don't take it are small little shops and sometimes pubs and my vets. Some places don't know they take it though as a recent agreement with Barclaycard and Amex means that all shops that use BarclayCard Merchant services automatically take Amex (Or will do shortly). If its a small business Its usually best to swipe the card or insert it first, instead of asking.

If your using your Platinum, with chip and signature card, if the place doesn't take American Express the machine will normally just loop around saying "Processing card", rather than saying 'not accepted'.
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