Some businesses don't have the Amex logo

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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rockyrock
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Postby rockyrock » Sat Jun 01, 2013 7:02 am

If I don't have cash, and there isn't a window sticker I usually move on.

If they do have a sticker I always pull my Amex first even if it's only a V/MC sticker...
American Express (2005): Premier Rewards Gold & Blue Cash Preferred
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Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
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pewpew
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Postby pewpew » Sat Jun 01, 2013 7:17 am

Gamma wrote:There's only been 3 business I've been to that don't have the Amex sticker in the window but still accept it. Only one of the business I been to can process Amex cards, but the business owner refuses because they get charged 10% swype fee. I can't believe they are allowed to charge as much as 10%. That's highway robbery.


which ever company is processing their payments is ripping them off. the guy just doesn't know any better.
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL

Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.

websteth
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Postby websteth » Sat Jun 01, 2013 9:05 am

I've never walked out from aplace that won't take my American Express but, if they tell me it's due to the processing fee, I use my Visa Signature which usually coasts more than American Express. It's my little way of sticking it to them.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

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FastSRT8
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Postby FastSRT8 » Sat Jun 01, 2013 12:15 pm

websteth wrote:I've never walked out from aplace that won't take my American Express but, if they tell me it's due to the processing fee, I use my Visa Signature which usually coasts more than American Express. It's my little way of sticking it to them.


That's about a good a plan as any. I should search for a high merchant fee Visa card here in Canada.
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djrez4
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Postby djrez4 » Sat Jun 01, 2013 12:17 pm

websteth wrote:I've never walked out from aplace that won't take my American Express but, if they tell me it's due to the processing fee, I use my Visa Signature which usually coasts more than American Express. It's my little way of sticking it to them.


This is how I operate. I can think of two places: the local Chinese restaurant and the pet store that sells the hippy, all-natural food my dogs eat. The Chinese place (I think the owners are actually Thai) refuses, so they get the CSP, which charges more. The pet store can take Amex, but politely asks for a different card. I think I'll chat with them about swipe fees next time I'm in.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

MemberSince99
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Postby MemberSince99 » Sat Jun 01, 2013 12:33 pm

Just be careful not to take your dogs to the Chinese restaurant.

Actually you are better off to use the CSP for dining out as it's 2x points. Just speaking in terms of pure rewards of course. But I understand the principle of it as well, people just assume things they heard that was maybe true at one time.

DoingHomework
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Postby DoingHomework » Sat Jun 01, 2013 12:36 pm

FastSRT8 wrote:I dare anyone to go to a store, load up the checkout counter and hopefully it's a big sale. Then present Amex card. If they say no, then here us the dare........ you look at them and say "oh, no sale then" and walk out.

That will be awkward and may generate a few unsavory comments.


Unfortunately it is extremely common for people to get to the register and not have enough cash, forgot their checkbook, get their card declined, etc and just walk away. Most store actually have runners just to put stuff back. So while I agree with your idea, it would have zero impact.

websteth
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Postby websteth » Sat Jun 01, 2013 1:34 pm

djrez4 wrote:This is how I operate. I can think of two places: the local Chinese restaurant and the pet store that sells the hippy, all-natural food my dogs eat. The Chinese place (I think the owners are actually Thai) refuses, so they get the CSP, which charges more. The pet store can take Amex, but politely asks for a different card. I think I'll chat with them about swipe fees next time I'm in.


Yea I think it works well to prove a point. I did this a few times at one place and then they must have realized wha was going on and I saw them readily taking people's American Express cards again.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

Moneytalks
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Postby Moneytalks » Sat Jun 01, 2013 5:08 pm

MemberSince99 wrote:Just be careful not to take your dogs to the Chinese restaurant.

Actually you are better off to use the CSP for dining out as it's 2x points. Just speaking in terms of pure rewards of course. But I understand the principle of it as well, people just assume things they heard that was maybe true at one time.


99, I got your joke about the dogs lol
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Bksuper
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Postby Bksuper » Sun Jun 02, 2013 5:22 am

If I'm making the purchase for myself, I just use whatever card nets the most rewards, and let the merchants pay whatever fee they have to. This means I mostly just use my amex for costco, which has a special rate from amex anyway. However, if its on behalf of my parents, or a small purchase they've agreed to reimburse but I don't want to hassle with getting a check from them for, I have no options but to pay with amex, as that's the only card I have where they, not I, get the bill. If a merchant in said situation won't take amex, I simply cannot give them my business, the only exceptions being made when a service is rendered prior to payment, and I didn't know ahead of time they didn't take amex, in which case the decision to maximize rewards or spite them with a signature visa would depend on the size of the transaction and the quality of service otherwise.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012



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