Robrus1 wrote:Awesome! Congratulations on surviving the Amex bear attack. Now, quit poking that bear!
Dude, you know, I really want that BCP, but, I'm going to do my best to stay in the "garden".
I'm giving serious thought to moving my checking account to Chase. I have 1 small monthly auto pay set up on each of the Associated cards, I just don't see where I'm really going to use them anymore. I want the dollars to go into these cards in this order:
1. Amex Gold
That Fidelity is a fine rewards card with a 2% across the board and a nice limit, but I'm finding it tough to see where it fits in. The BofA card is basically good for the "deals" they send you where you can get 10 or 15% back. If it's stuff I would buy anyway I'm all over it, but otherwise I don't really use that card at all.
I just need to give some long hard thought to how much credit I need and can use and my priorities here. I almost have too much because I can't keep everyone profitable on my income. 2, even 3 lenders I could work with, but after that, I just am not rich and I don't have the spend to justify some of these accounts, being brutally honest. But I don't really want to close them either so I don't know what to do. Maybe a round of drinks will bring clarity. If nothing else, it will feel good
But I think I pretty much have too much credit for my income level. I'm not sure I feel right about stringing some company along with an unprofitable account, even though it's easy enough to just buy a pack of gum every other month and keep it open. But if they manually review it they will see it's not worth their time to keep open. I don't know what to do. Do I cut the ones I really won't use?