Does anyone actually scan rather than swipe?

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MB131174
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Postby MB131174 » Fri May 24, 2013 9:12 pm

FastSRT8 wrote:So you can't just tap your wallet onto the scanner?


I know when taking the tube in London you can just flash your wallet against the card reader at the gates if you have an Oyster Card. I've often wondered what would happen if you, as you mentioned, have two cards that have the tap chip feature. My Visa debit card has PayWave, but my Visa credit card has the chip & siggy, no PayWave, so I know for sure my debit card would be read if that was the case for me.
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FastSRT8
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Postby FastSRT8 » Fri May 24, 2013 9:45 pm

I just don't want to be paying twice for something. I'm sure this has happened before.

Here in Canada, there is a daily limit of $50 for the tap and pay system

MB131174 wrote:I know when taking the tube in London you can just flash your wallet against the card reader at the gates if you have an Oyster Card. I've often wondered what would happen if you, as you mentioned, have two cards that have the tap chip feature. My Visa debit card has PayWave, but my Visa credit card has the chip & siggy, no PayWave, so I know for sure my debit card would be read if that was the case for me.
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Reclusive46
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Postby Reclusive46 » Sat May 25, 2013 3:52 am

MB131174 wrote:I know when taking the tube in London you can just flash your wallet against the card reader at the gates if you have an Oyster Card. I've often wondered what would happen if you, as you mentioned, have two cards that have the tap chip feature. My Visa debit card has PayWave, but my Visa credit card has the chip & siggy, no PayWave, so I know for sure my debit card would be read if that was the case for me.


You can now pay for London travel with contactless. This has caused problems with Oyster holders who tap their wallets as they often end up with a credit or debit card being charged.

The limit in the UK is £20.

All UK American Express feature the contactless feature (Apart from Nectar Credit Card). I use it daily, although not everywhere that takes contactless works with American Express contactless (Even though they accept American Express). Boots (A drug store) is a good example of this.

One reason the limit is probably lower in the UK is that our contactless is offline, so the card doesn't contact the bank at all. This does have some advantages though as it means the transaction goes through instantly.
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rockyrock
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Postby rockyrock » Sat May 25, 2013 5:50 am

I actually have security badges at work that use the same technology and if they are together they canx each other out.

As long as you don’t have a George Costanza wallet you can just tap it if only one card is in there. It’s based off proximity and the more interference the closer it has to be. Both my Amex Platinum and MC are chipped though so I would have to take out the one I want to use.

I bought a shielded wallet for my passport and cards so no one can use a proximity scanner to steal my info while I’m traveling. It’s more prevalent than people think in high tourist areas…
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Postby DeadSpider » Sun Jun 02, 2013 12:41 am

Ive used my Chase freedom MC which didn't work at first but i got new card now it works.
The only place i used Chase card (paypass) at 7-11 and it faster then swipe

Some phone like Blackberry or Nexus 4 also have NFC same as paypass.
I have used Nexus 4 at 7-11 so you can make any credit card to scan.

Does anybody know if you still get your rewards by scanning the card ?
like your 3 or 5% or whatever you get or just 1% ?
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Reclusive46
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Postby Reclusive46 » Sun Jun 02, 2013 9:51 am

DeadSpider wrote:Ive used my Chase freedom MC which didn't work at first but i got new card now it works.
The only place i used Chase card (paypass) at 7-11 and it faster then swipe

Some phone like Blackberry or Nexus 4 also have NFC same as paypass.
I have used Nexus 4 at 7-11 so you can make any credit card to scan.

Does anybody know if you still get your rewards by scanning the card ?
like your 3 or 5% or whatever you get or just 1% ?


You get the normal rewards rate via contactless from your. Sometimes in the UK, Amex even has a contactless bonus (I had a targeted 300 bonus membership reward points on your next contactless transaction)
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pewpew
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Postby pewpew » Sun Jun 02, 2013 11:06 am

yep, i do at supermarkets and movie theaters. it skips a lot of steps, like the debit/credit selection and signature requirement for purchases totaling under $25. processes right away and prints receipt. i like to keep things moving as fast as possible.
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Reclusive46
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Postby Reclusive46 » Mon Jun 03, 2013 5:52 am

I must admit, the only place I ever use contactless in the USA is on the those drinks vending machine lol. Use it all the time at home.
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