- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
My income is pretty modest right now at under $30k, but I just added on my parents income and said $100k since I put about half of their bills on my cards for free rewards. It was my idea, and their stuff is always PIF, so I don't mind it. A few years ago, I was pretty reckless with my Best Buy card and bought a bunch of stuff I didn't need. I'm now working to fix my stupid 19 year old blunders. My Best Buy card is 4k of my 12k of cards, and it's over limit by about 70 dollars right now. Once I pay that off, the other cards will tumble pretty quickly. In case anyone wondered, I had a cosigner with 780+ score when I got my Best Buy card, hence the highest limit I've ever seen on a retail card.
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680