- Centurion Member
- Posts: 106
- Joined: Wed Apr 03, 2013 3:16 am
- Location: nyc/ny
that points program is terrible. BoA has been making it worse and worse over the years. you have to gather up 25K before the points are worth redeeming. (2500 points gets you $12.50 in rewards while 25k points gets you $250).
what i did was convert my BoA World Points World MasterCard to a Susan G. Komen World MasterCard
. which is a cashback card. BoA converted all my points from my old card to cash, 1 point = 1 penny after the conversion. this card also has bonus categories, like 3% on gas and 2% on groceries.
you can also convert your World Points card into a VISA card that comes with Chip and Pin technology and the same cashback program. the MasterCard version i got does not have this.
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL
Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.