MemberSince99 wrote:Here you are hard pressed to find Cap One cards with limits that high. The "typical" Cap One card here is a rebuilder with a 300 or 500 limit to start, that will go to 500 or 750 max, and stay there for many years. They expect you to get something else once your credit has improved and these cards were never intended to grow with you (and normally don't).
So it must be a different thing over there.
Capital one in the UK are bizarre. They are the low end credit building company and the high-midrange to high range cards. They are the only issuer of a MasterCard World Elite thats easy for the standard consumer to get (Some private accounts issue it).
They have also started to issue no foreign transaction cards, which is a rarity in the UK as well. They also issue the only reward cards that is also fee free abroad available in the UK.
They are also pretty much the only issuer that issues decent reward non-American Express branded cards. The other card providers are all starting to use Amex or Joint Amex cards where they issue a Visa and Amex card on the same account but the Visa card normally has a rubbish reward rate.
Only thing bad about Capital One is their shocking Indian customer service, they pretty much never go off the script. I was speaking to one agent that didn't even seem to know what a chip and pin credit card lol
I said we've only been using it for just over 8 years (Well the rest of the country was 7 years but where I live was where they trialed Chip and PIN).