Green to SPG

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HookEmHorns
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Green to SPG

Postby HookEmHorns » Wed May 08, 2013 8:14 pm

I'm thinking of product changing my green card to a Starwood before the $95 fee is due, just for the option of transferring points to AA because I live in Dallas, an American Airlines hub. Anybody else do this? Will my MR points that I earn over this year transfer to a SP account? Does it sound like a sound plan?

Thanks, yall.
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Snowman
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Postby Snowman » Wed May 08, 2013 8:56 pm

Typically, you are not allowed to do it that way according to the rep I talked to. I was told you can go to revolver to revolver and charge card to charge card, so you would have to apply for the SPG (and typically, other then the BCE, this is one of Amex's hardest cards to be approved for.)

The good thing is that you can apply for the SPG and will qualify for the bonus since you haven't had it before.
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rockyrock
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Postby rockyrock » Thu May 09, 2013 6:16 am

You should be able to transfer your MR to SPG ahead of time--then you can get any card you want.
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Z06Biker
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Postby Z06Biker » Thu May 09, 2013 3:37 pm

Both Snowman and Rocky are correct. With Amex, only revolvers can be PC'd (product-changed) to revolvers (ie. SPG, BCE/BCP, Costco, SimplyCash, Blue Sky, Hilton etc), and charge products PC'd to charge products (blue, green, gold, plum, platinum, centurion -- though I don't know what you would want to PC a Centurion to!!!).

You *could* transfer your MR points to Starpoints should you desire, but I'd highly recommend against it, for it requires 3 MR points to transfer to a SINGLE Starpoint. Terrible redemption value.
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SuperKirby
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Postby SuperKirby » Thu Aug 08, 2013 11:18 am

HookEmHorns wrote:I'm thinking of product changing my green card to a Starwood before the $95 fee is due, just for the option of transferring points to AA because I live in Dallas, an American Airlines hub. Anybody else do this? Will my MR points that I earn over this year transfer to a SP account? Does it sound like a sound plan?

Thanks, yall.


Bumping sort of an old thread to see what OP did..

I think most people would agree the SPG card is much, much better than the Amex Green. In fact, some would argue that the SPG card is the single best travelers card out there. You live in DFW, so it's no brainer you need at least a card that transfer to AA, and only the Amex SPG and Citi AAdvantage card does that. However you need to transfer your MR points out first as you cannot transfer them to SPG (unless for the horrid rate at 3 MR:1 SPG). And you can't product change for said reasons already. Some differences:

Points:
-SPG: 1.25 pts on everything (free 5000 pts when transferring 20K pts to airlines only)
-Green: 1x MR on everything with occasional bonus transfers.
Winner: Depends, if you need the AA partner, SPG wins. If MR has some partners that you like that has xfer bonuses (i.e. BA, DL, Aeroplan), then it's a personal preference what you like more.

Fee:
-SPG: $65
-Green: $95
Winner: SPG

Hotel partners:
-SPG: SPG
-Green: Hilton, Choice, SPG, Best Western
Winner: MR has more partners but all 4 have horrible transfer rates or have horrid redemption rates. So unless you're really stuck to one of MRs hotel partners, SPG is the winner.

Roadside Assistance:
SPG: you pay 100% of it
Green: FREE roadside assistance 4 times a year, up to $50 per occurence when >50 miles from home
Winner: Green is the clear winner here, a lot of people mislook this perk!

So as you see it depends on your actual needs. Most people would have better use of the SPG card, but there are still some out there who benefit more from the Green card.

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nismoZtuner
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Postby nismoZtuner » Thu Aug 08, 2013 1:52 pm

Snowman wrote:(and typically, other then the BCE, this is one of Amex's hardest cards to be approved for.)


@ Snowman -Difficult card to get approved for, how come?
-Have you tried applying for it?

I see you want to apply for the Marriott Rewards CC as well.
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Snowman
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Postby Snowman » Thu Aug 08, 2013 2:09 pm

Nismo- No I have not applied for it yet, but I am talking about it generally, that in terms of being approved for a card like the BCE (one of Amex's hardest revolvers to obtain because of their underwriting criteria for the card) the SPG has nearly the same underwriting criteria which is why I said it is harder to get. I do want it when my income gets higher so I can use it for the transfer to airline partners (I would use it for AA only since I have Southwest covered). I also want the Marriott Premier as well since I stay at mostly Marriott or Holiday Inn when my family and I travel so it would be good to have (albeit, the only thing that is holding me back from applying is that I have to pay off the balance of my 2 Chase cards and then I don't want to app until December because I want to let my current cards age at least six months before applying+inquires matter much less after 6 months anyway. Also my income will be around 18-20k by the end of this year and hopefully next year with a newer job it will be 27-30k, I might have to lower the CL or close one of my cards in order to get the Premier.) But yeah, the SPG is typically one of the harder cards to get approved due to the underwriting criteria that it has, nearly similar to the BCE. The charge cards, OTOH, are easier to obtain, and the Gold Delta is typically the easiest revolver to be approved or one of the Hilton cards. Sorry for the long post...lol.
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nismoZtuner
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Postby nismoZtuner » Thu Aug 08, 2013 2:35 pm

Snowman wrote: Also my income will be around 18-20k by the end of this year and hopefully next year with a newer job it will be 27-30k,


Good luck!
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

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Snowman
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Postby Snowman » Thu Aug 08, 2013 2:44 pm

Thank you! I hope to hear soon (in the next week or so) if I got hired there or not. I like my current job, but I need a little higher paying job so I can save for more stuff/get more credit.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

SuperKirby
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Postby SuperKirby » Thu Aug 08, 2013 2:46 pm

Snowman wrote:Thank you! I hope to hear soon (in the next week or so) if I got hired there or not. I like my current job, but I need a little higher paying job so I can save for more stuff/get more credit.


Who doesn't want a higher paying job for more stuff? :)



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