UK American Express- will a 20 year old student qualify?

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Ralph
 
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UK American Express- will a 20 year old student qualify?

Postby Ralph » Thu Apr 25, 2013 10:17 am

Hi guys,

Im a 20 year old student that just moved to London. My allowance is 1200£ a month.
Im moving there in the beginning of may, and gonna have 4200£ with me other than the 1200 that my dad will be transferring every beginning of the month. Would American Express accept me as a Green Card holder?

Thank you for your help.


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Z06Biker
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Postby Z06Biker » Thu Apr 25, 2013 3:47 pm

Financially, you fit the bill. However, have you ever held credit cards in the past? If this is your first rodeo, I'm inclined to say they won't approve you.

But you know what? Naysayers were born to be proved wrong.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
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tigerhunt2011
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Postby tigerhunt2011 » Fri Apr 26, 2013 1:12 am

Where is your father based? Have you considered an AMEX International Dollar or International Euro Card? If he's based in the U.S. you could have the card in Euros with the bill sent to the U.S. address and simply have him pay with a spending limit. I'm looking at grad school in Monaco down the road (as a 20 yr old U.S. undergrad college student), and I have an awesome relationship with AMEX and frankly I don't want to spend my money with anyone else.

I've heard AMEX's international standards are a bit tighter than the U.S. because the U.K. evaluates credit much differently.
AMEX Business Platinum AU-NPSL-07/11
AMEX PRG-NPSL-07/11
AMEX BCE-$2000-07/11
AMEX MB Platinum-NPSL-08/13-->07/11
AMEX Biz Gold Rewards-NPSL-08/13-->07/11
AMEX Biz DL SkyMiles Gold-04/13-->07/11
BofA Alaska Airlines Visa Classic-$2500-06/11
Barclays US Airways Platinum Mastercard-$1500-04/13
Chase Sapphire Preferred-$5,000-08/13
Citi AA Select AMEX-$2000-01/13
Citi AA Visa-$2000-01/13
Citi AA Platinum Select Visa Signature-$5000-08/13
Citi AA Platinum Select World Mastercard-$2500-04/13
Citi Business AA World Mastercard-$1000-08/13
Citi ThankYou Preferred-$2000-04/13
Express-$650-01/12
GECRB Paypal Mastercard-$3500-04/13

Reclusive46
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Postby Reclusive46 » Fri Apr 26, 2013 9:46 am

tigerhunt2011 wrote:Where is your father based? Have you considered an AMEX International Dollar or International Euro Card? If he's based in the U.S. you could have the card in Euros with the bill sent to the U.S. address and simply have him pay with a spending limit. I'm looking at grad school in Monaco down the road (as a 20 yr old U.S. undergrad college student), and I have an awesome relationship with AMEX and frankly I don't want to spend my money with anyone else.

I've heard AMEX's international standards are a bit tighter than the U.S. because the U.K. evaluates credit much differently.


Just to clarify, we don't use Euros in the UK. We use Sterling.
Amex UK Platinum Charge Card
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World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)

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Z06Biker
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Postby Z06Biker » Fri Apr 26, 2013 4:13 pm

David Cameron famously will not join the EU and their austerity measures as dictated by Angela Merkel.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
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USC Credit Union Mastercard



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