- Centurion Member
- Posts: 151
- Joined: Mon Apr 22, 2013 10:05 pm
- Location: New York, NY
How reliable is the approval for an AMEX Platinum card if you're getting mail offers?
I just got an offer in the mail, and the offer seems tempting (100,000 bonus points and only needing to spend $3,000 in 3 months)... but I'm kind of skeptical that I would even get approved - I'm only 26 and have only had a credit card of any kind (Chase Freedom currently) for 3.5 years. I can't have that good of a credit score. Does getting mail offers mean your credit has been pre-screened?
Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
Chase Freedom Visa: 11/2009, $4,700 CL
U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL