Amex loves me, this I know...

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
7 posts
tigerowl06
Platinum Member
Platinum Member
 
Posts: 93
Joined: Sat Jan 21, 2012 1:43 am
Location: Seattle/WA

Amex loves me, this I know...

Postby tigerowl06 » Wed Apr 17, 2013 11:44 pm

Full 3x CLI to 19.5K from 6.5K. It's worth noting that at the beginning of February, the highest CL I had on a revolver was 2.5K (see my sig).

If you wanted an excuse to have a beer, you can have one for me.

:D
Chase Freedom ($2.5K, 10/2009)
Discover it ($6K; 03/2011)
Amex BCE ($19.5K; 02/2013 - 2011 BD)


DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Thu Apr 18, 2013 9:29 am

...cause the commercials tell you so

Sevenfeet
Centurion Member
Centurion Member
 
Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Thu Apr 18, 2013 2:47 pm

Pretty cool. I intend to upgrade my wife's BCP from $8.5K to $25K when her CLI time comes up toward the end of next month. For my BCP, it's already at $20K and will likely require a 4506T to get up to my target of $40K. :(
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

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Z06Biker
Centurion Member
Centurion Member
 
Posts: 464
Joined: Fri Apr 12, 2013 5:39 pm
Location: Los Angeles

Postby Z06Biker » Thu Apr 18, 2013 4:01 pm

Does requesting a CLI incur another hard inquiry?
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

tigerowl06
Platinum Member
Platinum Member
 
Posts: 93
Joined: Sat Jan 21, 2012 1:43 am
Location: Seattle/WA

Postby tigerowl06 » Thu Apr 18, 2013 7:41 pm

Z06Biker wrote:Does requesting a CLI incur another hard inquiry?


It is supposed to be a soft pull. But some posters have suggested that it's a YMMV situation. I will set up a Credit Sesame account to make sure it is not a hard pull. But generally, no, it's a soft pull for a CLI online.
Chase Freedom ($2.5K, 10/2009)
Discover it ($6K; 03/2011)
Amex BCE ($19.5K; 02/2013 - 2011 BD)

pewpew
Centurion Member
Centurion Member
 
Posts: 106
Joined: Wed Apr 03, 2013 3:16 am
Location: nyc/ny

Postby pewpew » Thu Apr 18, 2013 10:31 pm

Z06Biker wrote:Does requesting a CLI incur another hard inquiry?


when i requested an CLI on my amex clear it never showed up on my credit report. but i got the increase anyway.
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL

Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.

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FastSRT8
Centurion Member
Centurion Member
 
Posts: 1454
Joined: Thu Apr 19, 2012 1:32 pm
Location: Canada

Postby FastSRT8 » Sat Apr 20, 2013 10:22 am

LOL Amex loves everyone until you don't pay them. Then you are screwed for life as they won't forget past sins. Moral lesson, don't mess with them. I read so many stories of nice people here who have made mistakes and can't get the card back without massive hassles. As much as many will knock Amex, they are still an awesome card.
Carpe diem quam minimum credula postero!



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