Global Transfer with existing credit history

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Global Transfer with existing credit history

Postby kelvSYC » Fri Apr 05, 2013 11:21 pm

I'm wondering if a forum member can answer this question: as you can see from my sig, I hace credit history with both Canada and the US. Should I have to move back to Canada on a more permanent basis, I would likely need to use the Global Transfer program to get a Canadian card using my existing American card.

Since the Global Transfer program is mainly meant for people moving to a new place where they have no credit history (supposedly), what is the experience like for persons who are using the program to move to a place where they do have a credit history?

(As for the card itself, it's kind of hard to swallow that AmEx doesn't offer something like the Blue Cash Everyday in Canada - only the much weaker Blue Choice or the Air Miles card...)
Current Credit Scores:
Experian - 655 (3-3-13, FICO from lender)
Equifax - 726 (3-21-13, FICO from lender), 677 (6-16-13, FICO ScorePower Report)
TransUnion - 722 (10-10-14, FICO from Discover statement)
Equifax Canada - 810 (6-16-13, FICO ScorePower Report)
TransUnion Canada - 812 (6-16-13, TransRisk Report)

Current Credit Cards:
RBC Rewards Gold Visa - $5500 CAD
Bank of America Cash Rewards - $9500 USD
Capital One PlayStation - $2750 USD
American Express Blue Cash Everyday - $4000 USD
Discover It - $5500 USD

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