The other day, I received in the mail a pre-selection letter to apply for the Green card but I really wanted to be pre-approved for the BC Everyday.
A little about me... I'm in my late twenties and have had an Amex Gold card under my parent's account since I was 19-20 in college until last year. Recently, I've read somewhere that my history, credit worthiness, etc., does not really carry much weight unless the card was under my name. The only card that is under my name since 2006 and that I still currently use is the Freedom Rewards card by Chase with a 5k CL. My credit score from Credit Karma and Credit Sesame is 768 and 784 respectively.
My primary purpose for getting the Blue Cash Everyday card is to have a "back up" rewards card to my Chase Freedom card. I was also interested in the Blue's "no annual fee" and 2% cash back offer on gasoline since I commute to work everyday to a decent, entry-level job.
I can't decide whether I want to accept the offer or if I should wait for another "pre-selection" offer. Any thoughts?
Thanks in advance for your replies!