Is Amex Clear discontinued?

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Location: Florida

Postby websteth » Thu Apr 18, 2013 8:23 am

pewpew wrote:i thought about it, but decided not to. my clear card has a ridiculously low APR and a good CL. i don't want to lose that. maybe they'll be able to convert it to something else in the future. besides, i wont be using it anyway. i charge everything to my freedom and sapphire cards.

If you have a good APR I can't blame you.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

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Location: Los Angeles

Postby Z06Biker » Thu Apr 18, 2013 4:00 pm

Was the Clear hard to get? Is it harder than the BCE/BCP? Just apply for one of the latter, own two cards that contribute positively to your AAoA, and call it a day.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

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Location: nyc/ny

Postby pewpew » Thu Apr 18, 2013 10:47 pm

Z06Biker wrote:Was the Clear hard to get? Is it harder than the BCE/BCP? Just apply for one of the latter, own two cards that contribute positively to your AAoA, and call it a day.

i doubt anyone can answer that. but i can say this, it was geared towards people who spend little and didn't want to pay to use the card. the reason it was called clear was because it didn't have any kind of fees. no serious credit card user would ever find this card useful because the rewards program sucked, but it was good enough for small spenders.

when i got my Clear card i was a 19 year old college student, i had NO income with less than one year of credit history. amex clear was my 2nd card and had a 1k CL. my first credit card only had a $300 CL, an HSBC master card.

it is also important to note that when i got the clear card, the economy was strong and people were getting approved for loans and mortgages left, right and purple (which is what got us into this economic mess in the first place). draw your own conclusions from that little story :)
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL

Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.

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