ivotedale wrote:Nice @432521 - my next 6mo. CLI is due next month- would it be asinine to request $24k from $8k (3x your current limit, right)? Worst case is a counter offer, which is was last time $4k->$8k, but requested $12k.
If you income will allow it then I say go for it because the worst they can do is counter offer or say no and its only a soft pull. I will say that it is not worth it to lie about your income because it does ask you to input it when you do the request because if you lie and they ask you for tax documents for proof and you can't provide them they might close your account with them. My income is currently no where near enough to ask for 14,400 so I only asked for a limit of 8,000 and they countered to 6,000 which i am happy about.