Will AmEx cancel card without notice for inactivity????

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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lav141
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Will AmEx cancel card without notice for inactivity????

Postby lav141 » Mon Mar 25, 2013 7:16 pm

I havent used my platinum card for about 3 months there is a 0 balance.i have read alot of forum post's saying that amex canceled there account for not using it..


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djrez4
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Postby djrez4 » Mon Mar 25, 2013 7:18 pm

Not after three months. Or four question marks.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

lav141
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Postby lav141 » Mon Mar 25, 2013 7:20 pm

djrez4 wrote:Not after three months. Or four question marks.

?????????????????????????????...lol

credit_card_fonz
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Postby credit_card_fonz » Mon Mar 25, 2013 9:01 pm

I've had cards I only used once every six months and they never got cancelled. With the high annual fee of the Platinum card, I doubt if they would ever cancel it even if you never used it as long as you pay the annual fee. My thoughts are, as long as you use it enough to justify the annual fee, even if it's one vacation per year, you have nothing to worry about.

woogs
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Postby woogs » Wed Mar 27, 2013 11:21 am

I have a platinum business credit card that I have not used in years that is still active.

No annual fee on the card either.

They no longer offer the card I have (similar to the current SimplyCash, but mine earns MR rewards and has no fee) so who knows what will happen when the card expires. Not a big concern though with me.
American Express: MB Platinum Card, Business Platinum, Business Gold, SPG, Hilton Surpass
Chase: Ink Plus, Ink Bold, Sapphire Preferred, United Mileage Plus, Marriott Premier
Citi: Executive AA World Elite MasterCard, AA Visa Signature, AA Business MasterCard
Barclays: US Airways World Elite, Arrival Card

Dman316
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Postby Dman316 » Fri Apr 12, 2013 11:30 am

Usually Amex isn't known for closing accounts without notice, unless of course you've habitually paid late or defaulted.
My Cards

Chase Freedom Visa Signature: $5.2K
Capital One Quicksilver Visa: $7.5K
Discover IT: $5.5K
Huntington Voice World Mastercard: $1.6K

In the garden indefinitely.

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Z06Biker
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Postby Z06Biker » Mon Apr 22, 2013 1:24 am

woogs wrote:I have a platinum business credit card that I have not used in years that is still active.

No annual fee on the card either.

They no longer offer the card I have (similar to the current SimplyCash, but mine earns MR rewards and has no fee) so who knows what will happen when the card expires. Not a big concern though with me.


Are you referring to the now defunct executive business card? Not the "Business Platinum Card TM" right?
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

woogs
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Postby woogs » Mon Apr 22, 2013 2:11 pm

Z06Biker wrote:Are you referring to the now defunct executive business card? Not the "Business Platinum Card TM" right?


Not the Platinum Charge card.

I am referring to (worded like this when I login to Amex web site) "Platinum Business Credit Card". It is no longer offered on their site.

The card looks like this card: SimplyCash Business Card but it earns MR rather than cash back. No annual fee.
American Express: MB Platinum Card, Business Platinum, Business Gold, SPG, Hilton Surpass
Chase: Ink Plus, Ink Bold, Sapphire Preferred, United Mileage Plus, Marriott Premier
Citi: Executive AA World Elite MasterCard, AA Visa Signature, AA Business MasterCard
Barclays: US Airways World Elite, Arrival Card

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Z06Biker
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Postby Z06Biker » Mon Apr 22, 2013 3:09 pm

That makes sense. It sounds like they took your card and split it off into the Amex Business Blue and the Simply Cash (which I have).
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard



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