- Green Member
- Posts: 16
- Joined: Mon Feb 27, 2012 9:00 pm
- Location: Valley village, ca
Truthfully, I don't have a lot of MRE points (1,250.). Reason for it is because I have BCP, Discover Escape, Discover it, and Citi Forward, so it's hard to find a justification to use it over other cards. In theory, if you have a lot points and wanted to avoid a hard pull, the Zync seems upgradeable now. It would make more sense to cancel the card and wait 3 months to get the signup bonus though. I've had the Zync for 1 year and I originally got declined, but called the executive and a nice lady approved me for a NPSL. Didn't get a signup bonus, but wasn't charged an annual fee. Now I think about it, a full year has passed and I still haven't been charged the AF yet. 3 months later, I applied for the BCP and by some dumb luck was approved, within the following months, I was approved of the other cards listed. I suppose I'm keeping the card for now for sentimental reasons, and in hopes down the line MR points become more competitive with Chase UR points. As of currently right now, I can't make sense of getting a more expensive charge card, when it wouldn't get much use due to my other cards.