Does upgrading your AmEx result in a hard credit pull/inquiry?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Centurion Member
Centurion Member
Posts: 211
Joined: Thu Mar 21, 2013 10:18 pm
Location: TX

Does upgrading your AmEx result in a hard credit pull/inquiry?

Postby mdl28 » Thu Mar 21, 2013 10:33 pm

On amex account, its telling me I have the option to upgrade to gold or gold premier, does this require a hard credit pull?

Amex Gold Prem'r
Amex BCP
Amex Green
Barclays Ring Platinum MasterCard
Citi Diamond Pref'd
Chase Sapphire Pref'd Visa Signature
Chase Freedom MasterCard
Discover It
New York Life Visa Signature

Centurion Member
Centurion Member
Posts: 108
Joined: Fri Mar 29, 2013 3:37 pm
Location: Pittsburgh, PA

Postby Dman316 » Sat Apr 13, 2013 10:36 am

No it won't, since you are converting the account rather than applying for one.
My Cards

Chase Freedom Visa Signature: $5.2K
Capital One Quicksilver Visa: $7.5K
Discover IT: $5.5K
Huntington Voice World Mastercard: $1.6K

In the garden indefinitely.

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Platinum Member
Posts: 74
Joined: Thu Mar 01, 2012 1:24 am
Location: US

Postby Marcov719 » Wed Apr 17, 2013 12:52 am

I just upgraded from Green to Gold PRG without new inquiry on report over the phone because I was over 13 month mark. All you do is pay new fee. CSR did say they will refund my previous Green fee so hopefully that's true. Don't want to pay for two fees.

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