- Centurion Member
- Posts: 232
- Joined: Sun Jul 17, 2011 11:47 am
- Website: http://www.ivotedale.tumblr.com/
- Location: Mesa, AZ
What's your plan as far as spending?
I had the Green for about a year; should have my AF refunded soon. I used it for the sign-up bonus (10,000+ pts, 1st yr free), and to use for frequent flier mile transfers. I didn't use it much beyond the half-year point.
I would say, based on my limited traveling last year, that the green is a good bet if you absolutely know you're going to use it for travel, point transfers, etc. Otherwise, if you're not a heavy-ish spender/not a big traveler, the $95 annual fee won't be working hard for you. You might find some other cashback cards more useful. Chase Freedom gives the option of straight cashback, gift cards, and/or travel, most times at a 1:1 redemption ratio. Moreso if you have a card like Chase Sapphire Preferred. But I digress, back to Amex!
As others have mentioned, the Green is most likely easier to obtain as opposed to a revolver. If you really decide on a revolver, it might be a smart move to get the charge card first, then move on to a BCE or similar.
I personally wouldn't benefit from the BCE if I had it, since I don't have a car (gas)/don't shop at merchant's under "groceries" merchant code. If I need the 1% cashback I reach for my freedom.
As with every card however, it really depends on your spending habits and what benefits YOU most; although it never hurts to obtain and own an Amex in general.
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF