Would Platinum be Appropriate?

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Robrus1
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Would Platinum be Appropriate?

Postby Robrus1 » Mon Mar 18, 2013 11:10 am

My girlfriend and I are going to start traveling a bit more. In June, we will be going to Nice, France and part of Italy for a week. I like the idea of the airport lounges, global entry, airline credits, room perks, etc. I have the CSP for no FTFs but it'd be nice to have an Amex with no FTFs as well. We plan on taking 1 or 2 international trips per year (similar to the France/Italy trip) from now on, and one or two shorter domestic trips per year. Will this will be enough annual travel to make up/exceed the AF? Also, when getting the Platinum, when is the annual fee billed? Is it on your next statement?

I don't know if I'm better off using the CSP or PRG, even though it doesn't have some of the benefits. I like my PRG, and if I look at Platinum I'm going to see if I can keep my PRG and have the annual fee waived since I'd be paying the hefty fee for the Platinum. I like the 2X and 3X point categories on the PRG, and not having to pay extra for my AU. If they won't let me keep my PRG for no annual fee, I'm not sure what I'll do. I'd appreciate any thoughts/opinions. Thanks.
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Scoach
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Postby Scoach » Mon Mar 18, 2013 12:31 pm

Well, if you look at using the lounges, it's about a $50 charge per use, per person, so you'd potentially be using two lounges on your outbound leg, and two on the way back. That's $400. You could pick up some drinks on the flights so your $200 refund would come in handy. Perhaps you use it to check a second bag also.

If you use the Fine Hotels and Resorts program to book your hotel, you'd likely get a free night so that's likely worth $200-$300.

To my mind, the Platinum is a wonderful travel card, and it's why I got mine. It's much harder to justify over Gold if you aren't traveling.
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Sevenfeet
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Postby Sevenfeet » Mon Mar 18, 2013 1:14 pm

Between the CSP and the Amex Platinum, I'd say you'd be set, especially if you know you will be doing regular foreign travel.
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PlatinumAMEX94
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Postby PlatinumAMEX94 » Fri Mar 22, 2013 11:51 am

Robrus1 wrote: Also, when getting the Platinum, when is the annual fee billed? Is it on your next statement?


The annual fee is billed immediately and you are credited anything back from a prior card AF. Keep in mind that many businesses don't take AMEX and you will need a no FTF card for that. I recommend using your Capital One card for such instances. The Platinum card now however has the standard chip + PIN for added security. You will need to schedule your global entry interview right away and get your priority pass before you schedule any flights. Also, you should do all your travel through Platinum Travel Services (PTS).
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Robrus1
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Postby Robrus1 » Fri Mar 22, 2013 1:41 pm

PlatinumAMEX94 wrote:The annual fee is billed immediately and you are credited anything back from a prior card AF. Keep in mind that many businesses don't take AMEX and you will need a no FTF card for that. I recommend using your Capital One card for such instances. The Platinum card now however has the standard chip + PIN for added security. You will need to schedule your global entry interview right away and get your priority pass before you schedule any flights. Also, you should do all your travel through Platinum Travel Services (PTS).


I see. I will probably use my Chase Sapphire Preferred Visa for my backup no FTF card, I like it much better. I plan on trying PTS. Is the "priorty pass" what they give you when you're ok'd for global entry? Also I have an AU, so if I get them a Platinum card, do you know if Amex will credit that global entry fee too, or just the primary cardholder?
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PlatinumAMEX94
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Postby PlatinumAMEX94 » Fri Mar 22, 2013 10:37 pm

Robrus1 wrote:I see. I will probably use my Chase Sapphire Preferred Visa for my backup no FTF card, I like it much better. I plan on trying PTS. Is the "priorty pass" what they give you when you're ok'd for global entry? Also I have an AU, so if I get them a Platinum card, do you know if Amex will credit that global entry fee too, or just the primary cardholder?


Priority Pass is a different black card you carry with you when you travel. Many of the benefits are for the primary account holder. Global entry is only for the primary account holder. That is actually issued by the government, AE just reimburses you when you apply. You only pay $175 for the AU so you can't expect they are going to give all the bells and whistles.
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AlwaysLearning
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Postby AlwaysLearning » Fri Mar 22, 2013 11:28 pm

I thought the Platinum cards that were chip were Chip+Signature? Do you have one and if so, perhaps you can clear up my confusion. Thanks!

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Postby AMEXPlatino86 » Sat Mar 23, 2013 3:16 am

AlwaysLearning wrote:I thought the Platinum cards that were chip were Chip+Signature? Do you have one and if so, perhaps you can clear up my confusion. Thanks!


Not from what I know. I think they offer it in the US but upon request. They do have them in the platinum cards overseas.
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PlatinumAMEX94
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Postby PlatinumAMEX94 » Sat Mar 23, 2013 8:02 pm

AlwaysLearning wrote:I thought the Platinum cards that were chip were Chip+Signature? Do you have one and if so, perhaps you can clear up my confusion. Thanks!


My platinum card is chip + PIN. Signatures can be forged, knowing a secret pin number however can't.
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AlwaysLearning
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Postby AlwaysLearning » Sat Mar 23, 2013 9:53 pm

Oh good. I didn't want to deal with a chip card unless it was a Chip+Pin.



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