AmEx & CCF Newbie

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Rina
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Location: New Jersey

AmEx & CCF Newbie

Postby Rina » Sat Mar 16, 2013 7:39 pm

Hello all,

I'm happy to have found this site, and I look forward to learning as well as contributing my $0.07 worth (since 7 is my favorite number :D ).

Ever since taking off the Opt-out option on my credit report, I've been receiving a ton of pre-screened offers, including American Express. While I suspected that I might qualify, I never actually pulled the trigger until recently, because an acquaintance of mine & her husband have just had their latest film accepted for the Tribeca Film Festival.

So I gathered up my courage and applied for the Platinum Card. I seriously wasn't breathing when I clicked the submit button, but mere seconds later, not even 10 seconds, it said approved. That was around 12:01AM Thursday morning, and by Friday midafternoon, the card had arrived.

Soo... I'm looking here to see how people maximize their benefits, because I want to start enjoying life with my family more.
Charge & Credit Cards: 121.8K+ (AmEx Platinum: NPSL; Bank of America Cash Rewards: 50k; PenFed Platinum Cash Rewards: 28.8k; PenFed Pomise 21k; Chase Marriott Rewards: 13.5k; Citi Simplicity 5k; Chase Slate: 3.5k)

Store Cards: 24.9k (The Home Depot: 16.5k; Nordstrom: 6k; Macys: 1.2k; DressBarn: 1k)

LoCs: 19.5k (Credit Union: 17.5k; Tertiary Bank: 2k)

Total: 176k+ (including min 10k tested on AmEx)


Robrus1
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Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Sun Mar 17, 2013 7:34 am

The Platinum is really only beneficial if you travel often. If you travel often, there are lots of benefits you can read about at Amex's website. If you don't travel much, you just have an expensive piece of plastic.

http://www304.americanexpress.com/getthecard/learn-about/Platinum-Card
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

Sevenfeet
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Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Sun Mar 17, 2013 8:14 am

I had one recent benefit I don't normally take advantage of. My nanny, a 20 year old college student aciicdentally locked her keys in her car when she had my son at a local park. When I got there, I asked her if she'd called a tow service yet to unlock the car and she said no, she was waiting for the child handoff first. I whipped out my Amex Platinum, called roadside assistance and someone came to unlock the car within an hour, courtesy of Amex. I've had other roadside assistance moments since I've had the platinum card, but this is the first time I've used Amex since I have roadside assistance with my Onstar subscription for my car and my wife has it with her Mini with BMW service. I probably wouldn't have even remembered Amex does this would have it not been for my interest in this forum and going back in recent weeks and reading my card member benefits carefully.
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

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PlatinumAMEX94
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Joined: Mon Jan 02, 2012 1:21 am
Location: Denver

Postby PlatinumAMEX94 » Fri Mar 22, 2013 12:02 pm

Robrus1 wrote:The Platinum is really only beneficial if you travel often. If you travel often, there are lots of benefits you can read about at Amex's website. If you don't travel much, you just have an expensive piece of plastic.

http://www304.americanexpress.com/getthecard/learn-about/Platinum-Card


I TOTALLY disagree. You don't have to travel to get value from the Platinum card. I use the 90 day accidental damage feature and the extended warranty all the time. I call the concierge anytime I want reservations or tickets. I jump the line at clubs/restaurants, get tickets to sold out events, better tables, better service, ... the list goes on. You don't get that treatment with just a gold card. When you DO travel you can have cars waiting for you, nicer hotel rooms for the same or less price, complimentary everything. $450 is what you would pay for a nice hotel room in a metro city, what is even better is when they comp you several nights for free AND give you over $400 in free upgrades. Having a full body massage after a long flight is a very nice perk.

Welcome to the club. Membership has privileges.
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash

American Express Costco Business, American Express Platinum Business
Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k

Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+

Robrus1
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Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Fri Mar 22, 2013 12:40 pm

PlatinumAMEX94 wrote:I TOTALLY disagree. You don't have to travel to get value from the Platinum card. I use the 90 day accidental damage feature and the extended warranty all the time. I call the concierge anytime I want reservations or tickets. I jump the line at clubs/restaurants, get tickets to sold out events, better tables, better service, ... the list goes on. You don't get that treatment with just a gold card. When you DO travel you can have cars waiting for you, nicer hotel rooms for the same or less price, complimentary everything. $450 is what you would pay for a nice hotel room in a metro city, what is even better is when they comp you several nights for free AND give you over $400 in free upgrades. Having a full body massage after a long flight is a very nice perk.

Welcome to the club. Membership has privileges.


Accidental damage/extended warranty is not a Platinum only perk. Concierge, ok, but I have that on my CSP for $95 per year. The PRG offers preferred seating/events etc. What I mean is if you don't travel, you won't get to take advantage of the best perks of the Card. It's geared toward travelers. I'm probably upgrading to Platinum soon because I'm going to be traveling to Europe a couple times a year from now on. It's a great card, don't get me wrong. I like to maximize benefits and without traveling, it's not possible with the Platinum.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

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djrez4
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Postby djrez4 » Fri Mar 22, 2013 2:18 pm

I may get one for a year the next time a good bonus offer arises. I'll snag the $400 in airline reimbursements, get Global Entry covered, and maybe play around with some lounge access or other perks. I don't think it's a keeper, though.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
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