How To Request BCE 3x CLI?

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kcarter609
Centurion Member
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Posts: 423
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Location: VA

How To Request BCE 3x CLI?

Postby kcarter609 » Mon Mar 11, 2013 6:52 pm

Do I just log in, choose my BCE, click "More Account Options" and then under "Account Management" click "Increase Line of Credit" and follow the prompts? Then enter 15k as desired amount (current limit 5k)?

Going to shoot for it on Wednesday, when I hit the 61 day mark. I have over 3 years of all positive history with AMEX, so hopefully they just give it to me and don't try to FR me. Or even if they counter with a lesser amount, I'll be happy.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)


TheLethargicAge
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Location: Miami, Cuba

Postby TheLethargicAge » Mon Mar 11, 2013 8:33 pm

kcarter609 wrote:Do I just log in, choose my BCE, click "More Account Options" and then under "Account Management" click "Increase Line of Credit" and follow the prompts? Then enter 15k as desired amount (current limit 5k)?


Yup, that's exactly how you do it.

Nice card collection, by the way.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

kcarter609
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Posts: 423
Joined: Thu Aug 09, 2012 7:54 am
Location: VA

Postby kcarter609 » Mon Mar 11, 2013 10:26 pm

TheLethargicAge wrote:Yup, that's exactly how you do it.

Nice card collection, by the way.


Thanks. I also plan to get my Freedom upgraded to a Signature in August/September, whenever they let me do it.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

Robrus1
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Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Tue Mar 12, 2013 9:09 am

You should be fine, and don't worry about a FR. I did the 3X CLI to 15K on my Blue Card online and it was an instant approval. If you were going for 25K or so, I'd think you might get a FR, but 15K doesn't send up any red flags, from my understanding. Good luck! Let us know how it turns out, but I'm betting you'll get it with no problems.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

kcarter609
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Posts: 423
Joined: Thu Aug 09, 2012 7:54 am
Location: VA

Postby kcarter609 » Tue Mar 12, 2013 12:41 pm

Uh Oh.... I guess they'll FR me now. So much for pushing the envelope.

Request a Line of Credit Increase
Your request for a line of credit increase has been submitted.
You will receive a written response within 7-10 days.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

cdogg
Gold Member
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Posts: 49
Joined: Mon Jul 16, 2012 3:44 pm
Location: allen, texas

Postby cdogg » Tue Mar 12, 2013 12:44 pm

kcarter609 wrote:Do I just log in, choose my BCE, click "More Account Options" and then under "Account Management" click "Increase Line of Credit" and follow the prompts? Then enter 15k as desired amount (current limit 5k)?

Going to shoot for it on Wednesday, when I hit the 61 day mark. I have over 3 years of all positive history with AMEX, so hopefully they just give it to me and don't try to FR me. Or even if they counter with a lesser amount, I'll be happy.


You should be fine. I am at 33k now. every time i tried to increase the line, i either got denied or have to call. i think if you past 30k, they need to do review and you also need fill out a special form
Current Cards: American Express:Blue Cash Everyday CL 33.6k member since 94
Bank Americard Power Cash Rewards Signature Visa CL 20k member since 10
Discover IT $9.5k member since 10
Chase freedom $10k, since 13
BB Store card $2600, since 02
Macys $2700, since 02
Gap/BR $800, since 02

kcarter609
Centurion Member
Centurion Member
 
Posts: 423
Joined: Thu Aug 09, 2012 7:54 am
Location: VA

Postby kcarter609 » Tue Mar 12, 2013 12:47 pm

cdogg wrote:You should be fine. I am at 33k now. every time i tried to increase the line, i either got denied or have to call. i think if you past 30k, they need to do review and you also need fill out a special form


Should I call or should I just wait?

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

Robrus1
Centurion Member
Centurion Member
 
Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Tue Mar 12, 2013 12:51 pm

I would call. I still doubt they will FR you.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

cdogg
Gold Member
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Posts: 49
Joined: Mon Jul 16, 2012 3:44 pm
Location: allen, texas

Postby cdogg » Tue Mar 12, 2013 3:59 pm

kcarter609 wrote:Should I call or should I just wait?


From my personal experiences, i would just go to line increase site and go from there. that is how i got to 33.6k from 10k during three years period
Current Cards: American Express:Blue Cash Everyday CL 33.6k member since 94

Bank Americard Power Cash Rewards Signature Visa CL 20k member since 10

Discover IT $9.5k member since 10

Chase freedom $10k, since 13

BB Store card $2600, since 02

Macys $2700, since 02

Gap/BR $800, since 02

kcarter609
Centurion Member
Centurion Member
 
Posts: 423
Joined: Thu Aug 09, 2012 7:54 am
Location: VA

Postby kcarter609 » Tue Mar 12, 2013 4:39 pm

cdogg wrote:From my personal experiences, i would just go to line increase site and go from there. that is how i got to 33.6k from 10k during three years period


Sorry, I think you missed my previous post. I applied for an increase online and it said I had to wait. Read above.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)



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