Silly Amex Backing (you've been on credit boards too long when...)

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
6 posts
Sevenfeet
Centurion Member
Centurion Member
 
Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Silly Amex Backing (you've been on credit boards too long when...)

Postby Sevenfeet » Mon Mar 04, 2013 11:03 pm

Tonight I decided to call Amex and correct an error 25 years in the making. My Amex Platinum, as well as the Gold before it, have always said "Member since 1989". Problem is that it isn't true. It was true when I got my first Gold card back in 1989. But I had a Green card a year before that when I applied for it while still a college senior.

After weeks of reading "backdating" threads, I decided to call Amex and correct this longstanding error. Not surprisingly, the current computer system doesn't even show that old Green card even existed. But Amex is going to take my word for it anyway. A new card will even come in the mail. And maybe, just maybe, my credit report will get an extra year tacked on.

I can't say I would have ever done that if I hadn't started coming here. But at least it wasn't a complete waste of time. :)
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)


FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Mar 05, 2013 11:48 am

I've called them twice about a similar issue. I had an Amex card back when I was in college. It has long since been cancelled. They can't find me in the system. How did you convince them to take your word for it?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Sevenfeet
Centurion Member
Centurion Member
 
Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Tue Mar 05, 2013 2:14 pm

Nothing special really. I just began with that I remembered that I got my first Gold card in the spring of '89 when I was already employed. But I got my first Green card a year earlier before I graduated. That was enough for them, somehow. I'll be curious how this shows up on my credit report.
Cards:

American Express Platinum (NPSL)

Penfed Platinum Reward Visa ($28K)

Chase Freedom Visa ($25K)

Fidelity American Express ($20K)

American Express Blue Cash Preferred ($20K)

Bank of America Cash Rewards MasterCard ($20K)

Citi Thank You Preferred Visa ($9.5K)

Chase Sapphire Preferred ($7.5K)

US Bank Cash + Visa Signature ($7K)

Discover IT ($4K)

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Mar 05, 2013 2:17 pm

Sevenfeet wrote:Nothing special really. I just began with that I remembered that I got my first Gold card in the spring of '89 when I was already employed. But I got my first Green card a year earlier before I graduated. That was enough for them, somehow. I'll be curious how this shows up on my credit report.


I'm going to call them and advise them that I had one freshman or sophomore year of college.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

cashnocredit
Platinum Member
Platinum Member
 
Posts: 51
Joined: Sun Feb 22, 2009 2:43 pm
Location: San Diego

Postby cashnocredit » Sun Mar 10, 2013 6:24 pm

My first Amex was in 1975. Dropped in in the mid 80's. I'm not in their system either so I've been a member for a year.

Sevenfeet
Centurion Member
Centurion Member
 
Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Tue Mar 19, 2013 9:14 am

I've been waiting for Amex to update the credit bureaus but it looked like that did update their favorite, Experian, on Sunday night. Lo and behold, the backdating effort worked and now my credit report reflects my original beginning with Amex in 1988 versus 1989 which had been my Amex origin date ever since I got upgraded from Green to Gold in 1989. I noticed it when my new Amex BCP finally reported in the same notice.
Cards:

American Express Platinum (NPSL)

Penfed Platinum Reward Visa ($28K)

Chase Freedom Visa ($25K)

Fidelity American Express ($20K)

American Express Blue Cash Preferred ($20K)

Bank of America Cash Rewards MasterCard ($20K)

Citi Thank You Preferred Visa ($9.5K)

Chase Sapphire Preferred ($7.5K)

US Bank Cash + Visa Signature ($7K)

Discover IT ($4K)



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