Hi, I am interested in applying for BCP, but I really want to know my odds before I make the plunge.
Help is appreciated!
746 CK, 712 (experian fico auto enhanced pulled 2/5)
5 inquiries (1 in may 2012, 4 on 2/5 for the auto loan)
Below 8% utilization once my banks report to CRAs
1 30-day late payment in July 2006 for 92 cents Macy's. This should fall off July 2013 right?
Cards I have: Wells Fargo Visa (10K CL), Chase Amazon (2k CL), Bloomingdales (2.1k CL), Macys (100 CL)
1 Auto Loan currently (10k owed, 58k paid as downpayment)
1 completed auto loan from 2006-2011 paid in full and closed.
80k annual income in the US. Should I include overseas income too?
Currently renting 1800/month, but also own properties out of state and overseas (if that helps).
Help is greatly appreciated!!!