- Green Member
- Posts: 5
- Joined: Sun Feb 24, 2013 3:08 pm
- Location: NYC
My 5k card is a Visa Platinum from my local credit union. I’ve never been with Amex, and don’t have a BK or any other legal actions.
Should I ask for a CLI to $10k prior to applying for an Amex? Would that help my application since it’s a higher CL, or hurt it since it’s an added inquiry?
I was looking over my reports, and I either read the inquiries incorrectly or posted them wrong. I have one from EX that dates 7/11, and two from TU dating 6/11 and 11/11. Is this a huge factor? Should I (Would it benefit me) wait until November when all inquiries are off my reports?