- Centurion Member
- Posts: 630
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
As far as the best card to get, I look at it like this
If you want an Amex Charge card for the benefits, it's hard to beat the Platinum
If you want an Amex Charge for an easier way to get points and then transfer them to FF programs, then the PRG is an excellent card with a little less annual fee.
I do have a PRG and I love it, unfortunately I don't know if I should be keeping it as my income is rather low but they accepted me anyhow. It is a charge card and as such you have no preset limit, but from what I have read it is your gross income X2. Ex. I make 950-1k every month so my internal limit would be around 1,800-2k, at least this what I have heard. Your history with them matters a lot as well and how much they are willing to let you spend.
As far as the centurion invite, you have to spend quite a bit in order to be able to get the card. Amex likes to see a lot of luxury spending, and I've heard that you must be a Platinum card holder for 4-5 years and spend nearly 250k (or probably more at this point to be considered) and good standing with Amex. If you meet these conditions and whatever else Amex is looking for in the credit profile for Centurion holders they will send you an invite most likely, but it is an elusive and extremely rare card. I have seen one once before and it was when I was at work a few months ago and I cashed out this guest with a Centurion, nice guy and very good tipper...lol.
LOL@ Sevenfeet for the lottery check...that'll definitely increase one's chances of getting a centurion..lol.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.