- Posts: 1
- Joined: Wed Feb 20, 2013 10:10 pm
- Location: Michigan
What do you want out of the Gold card? Unless you are going to use it just for the perks like extended warranty and roadside assistance, there is no reason you shouldn't go for the Gold Premier Rewards since it's additional rewards multipliers + the 25,000 sign-up reward (if you spend $2000 within 3 months) + the first year's fee of $175 if waived. The price per year after year 1 is only $50 more than the standard Gold's $125, and assuming you're ready to pay that amount, I wouldn't imagine another $50 would hold you back from a far better rewards card.
I got approved for Platinum myself and I'm only 20 - though I have had my own credit card since I was 18. With your yearly income and credit history, I don't see them turning you down for a gold card.