Closing Gold - transfer "limit?"

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FutureBillionaire
Centurion Member
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Feb 20, 2013 10:55 am

Sevenfeet wrote:Unless you fly Delta.


Even still, the bonus categories for this card aren't that great. I feel like it's harder to earn points without the rewards mall. Double points on groceries and gas for that amount of an annual fee is laughable.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


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Calipso
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Posts: 195
Joined: Mon Oct 29, 2012 2:50 pm
Location: Boston

Postby Calipso » Wed Feb 20, 2013 3:20 pm

I transfered $6,000 from my Jetblue card over to my Blue Cash Everyday card. There is an option to do it online. I don't know if you can go from charge to credit or vice-versa though.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500

jriley
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Joined: Tue Oct 30, 2012 7:10 pm
Location: Atlanta, GA

Postby jriley » Thu Feb 21, 2013 7:06 pm

Gold Cards are charge cards, so there is no "credit limit" to move. Your spending limit is a liquid thing that evolves over time, and AmEx reviews it holistically.
Looking to maximize credit, for myself and others.

Fidelity Investment Rewards
American Express Platinum for Morgan Stanley
Chase Sapphire Preferred

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djrez4
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Location: United States

Postby djrez4 » Thu Feb 21, 2013 7:15 pm

jriley wrote:Gold Cards are charge cards, so there is no "credit limit" to move. Your spending limit is a liquid thing that evolves over time, and AmEx reviews it holistically.


Whatever, hippy.

But seriously, that's pretty much what I was thinking. I may ask for a retention bonus, but I doubt I've spent enough on the card for Amex to think about offering me one. On the bright side, closing it will increase my AAoA.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

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djrez4
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Location: United States

Postby djrez4 » Thu Feb 21, 2013 7:41 pm

Cancelled over the phone. No retention offered. Not a big loss. I will be eligible for new charge card bonus offers on May 22.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

[/RIGHT]

Moneytalks
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Posts: 438
Joined: Sat Feb 04, 2012 8:22 pm
Location: United States

Postby Moneytalks » Thu Feb 21, 2013 9:10 pm

djrez4 wrote:Cancelled over the phone. No retention offered. Not a big loss. I will be eligible for new charge card bonus offers on May 22.


No offers?? I thought they always throw something at you?? not even 1,000 points?? wow...
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)



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