American Express application "in progress" is good or bad?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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ncosky290
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American Express application "in progress" is good or bad?

Postby ncosky290 » Tue Feb 12, 2013 7:43 pm

Was just approved last friday for the Delta Gold. The card is on its way. Also applied for Blue. Was instructed to call to confirm the second app which I did. It says in progress, check back in 24 hours. Now says in progress will email you when a decision is made.

Is this good since it wasn't an instant denied or not? Also I hear since I technically already have an account if not approved it will be a SP not a HP and if approved it is a HP.

The apps are 4 days apart.

Please advise. Thanks!
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-


ncosky290
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Postby ncosky290 » Thu Feb 14, 2013 12:40 pm

any thoughts? Thanks Nick*
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-

ncosky290
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Postby ncosky290 » Thu Feb 14, 2013 1:05 pm

Update. Just saw amex pulled another HP on my experian. If this is correct and other posters are correct they will only do this is the card is approved since I already have an account with Amex. Thoughts?

Nick*
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-

Robrus1
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Postby Robrus1 » Thu Feb 14, 2013 1:58 pm

It could go either way. I'd call.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
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ncosky290
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Postby ncosky290 » Thu Feb 14, 2013 3:29 pm

Robrus1 wrote:It could go either way. I'd call.


yes it could it. I called and they nice lady said the Delta is approved and you will have the card soon ( got the welcome letter today so i am thinking by sat the card will be here) but the Blue can not be approved due to the fact of my amex accounts are too new. I kinda thought that would happen. Don't know why another HP was done though. That made me upset. Oh well. NO more apps until after I buy my leased car in May 2014. Now waiting for the delta gold to arrive. Hope they won't do a HP at 61 days for my CLI request.
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-

sakhalin
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Postby sakhalin » Thu Feb 14, 2013 4:35 pm

ncosky290 wrote:yes it could it. I called and they nice lady said the Delta is approved and you will have the card soon ( got the welcome letter today so i am thinking by sat the card will be here) but the Blue can not be approved due to the fact of my amex accounts are too new. I kinda thought that would happen. Don't know why another HP was done though. That made me upset. Oh well. NO more apps until after I buy my leased car in May 2014. Now waiting for the delta gold to arrive. Hope they won't do a HP at 61 days for my CLI request.

Don't worry, the 61st days CLI request will be soft which is one of the best perks of having an AMEX. Instead of soft pulling your report when you request it, they use the information from the most recent soft pull. AMEX does random "Account Reviews" (soft pulls) once in awhile.
AMEX BCE ($20,000), Citi Forward ($6,800), Discover IT ($5,250), BoA Travel Rewards ($1,800)

ncosky290
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Location: Minneapolis

Postby ncosky290 » Thu Feb 14, 2013 4:41 pm

sakhalin wrote:Don't worry, the 61st days CLI request will be soft which is one of the best perks of having an AMEX. Instead of soft pulling your report when you request it, they use the information from the most recent soft pull. AMEX does random "Account Reviews" (soft pulls) once in awhile.


Really. Hope they pull a soft like at 50 days then cause it would be dumb to review my soft from approval date. wouldn't get an CLI and if i did then they should of done that from the start. lol My credit limit is only 1k on the delta. kinda dumb as my discover is 2500 and capital one is 8k.
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-



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