- Centurion Member
- Posts: 195
- Joined: Mon Oct 29, 2012 2:50 pm
- Location: Boston
lexrj wrote:I moved to the US 2 yrs ago so I'm building my credit.
Got the BCP on march/12 with 1k CL. Didn't know about the 61 days 3x CLI so I asked for 2k at 90 days and got it. Now I'm eligible for another CLI. I'm going to try a soft pull online, my utilization ratio is at 10% and I always paid in full.
How much should I go for? 3x (6k)?
I would go for $5k, but that's just me. I've been denied the 61 day 3X CLI. Then again, I have a large amount of credit with Amex based on my income.
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000
Current total limit: $129,500