Amex BCP annual fee refund

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12 posts
FutureBillionaire
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Location: Down South

Amex BCP annual fee refund

Postby FutureBillionaire » Thu Dec 20, 2012 9:41 pm

I received a refund for my annual fee for the BCP. I'm pretty pumped.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


LadyinRed
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Joined: Mon Jul 23, 2012 8:14 pm
Location: Los Angeles, CA

Postby LadyinRed » Thu Dec 20, 2012 10:00 pm

Huh. I did too. Happy, but confused. What's up with that? Is it because it's our first year?
AMEX: Blue Cash Preferred (6% on groceries, 3% gas & dept stores)
Capital One: Venture (2 points per $1, equivalent to 2%)
Chase: Freedom (rotating 5% categories), Disney Rewards (1 point per $1, Disney benefits)
US Bank: Cash+ (5% bookstores / 5% Electronic Stores)

jriley
Platinum Member
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Joined: Tue Oct 30, 2012 7:10 pm
Location: Atlanta, GA

Postby jriley » Thu Dec 20, 2012 10:13 pm

I wonder if it has something to do with AmEx settlement.

American Express Late-Fee Settlement: AmEx To Pay $112 Million In Refunds, Fines
Looking to maximize credit, for myself and others.

Fidelity Investment Rewards
American Express Platinum for Morgan Stanley
Chase Sapphire Preferred

jimbojet
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Joined: Fri Dec 21, 2012 12:27 am
Location: Seattle, WA

Postby jimbojet » Fri Dec 21, 2012 12:50 am

jriley wrote:I wonder if it has something to do with AmEx settlement.


Interesting.. Could be. I got a refund today and called to ask about it. The lady on the other end had a scripted response and told me that it is a reward for loyal customers. (I've been a member since 2012 lol :rolleyes: .)
Chase Freedom VISA
Blue Cash Everyday AMEX
Gold Premier Rewards AMEX
Citi Diamond Preferred MC
BofA Platinum Plus VSIA
Citi Forward VISA
REDcard

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Mon Dec 24, 2012 12:21 pm

LadyinRed wrote:Huh. I did too. Happy, but confused. What's up with that? Is it because it's our first year?


I think it's because they are waiving the first year for most people. I didn't sign up for any of their products that required this lawsuit that they just settled.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

silver6054
Centurion Member
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Posts: 147
Joined: Mon Nov 05, 2012 5:28 pm
Location: boston

Postby silver6054 » Mon Dec 24, 2012 3:47 pm

FutureBillionaire wrote:I think it's because they are waiving the first year for most people. I didn't sign up for any of their products that required this lawsuit that they just settled.


The claim elsewhere was the it was for people who applied in a short period between Aug and sep 25th. For those that got refunds, did you apply in that period?

I applied in Feb and haven't got a refund!

jeffysdad
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Location: Texas

Postby jeffysdad » Mon Dec 24, 2012 4:11 pm

Earlier this year (I don't remember when), I converted a Blue Cash Everyday to Preferred. A few months passed and I was billed half of the annual fee. When I called to inquire, I was told it had been prorated and that I'd be charged the full fee in a year. Perhaps those getting refunds should have been prorated in the first place but weren't? I'd call Amex and ask for a refund for myself, but I've made $75 three or four times over through card referrals, so I don't feel like they owe me.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

silver6054
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Location: boston

Postby silver6054 » Mon Dec 24, 2012 5:11 pm

On another forum, the explanation was given that for a short period of about 5 weeks, ending 9/25, Amex was sending out the wrong T&C letter with BCP, presumably stating no AF and so decided to refund the fee for those impacted. Just like to know if that is the case for those here. I didn't get a refund, and even though I have had a $1000 back from the BCP since Feb, unlike JeffysDad, I wouldn't be opposed to an additional $75 if I am entitled to it (which I'm not if the wrong letter story is true).

Reclusive46
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Location: UK

Postby Reclusive46 » Tue Dec 25, 2012 2:52 pm

silver6054 wrote:On another forum, the explanation was given that for a short period of about 5 weeks, ending 9/25, Amex was sending out the wrong T&C letter with BCP, presumably stating no AF and so decided to refund the fee for those impacted. Just like to know if that is the case for those here. I didn't get a refund, and even though I have had a $1000 back from the BCP since Feb, unlike JeffysDad, I wouldn't be opposed to an additional $75 if I am entitled to it (which I'm not if the wrong letter story is true).


Something very similar happened on the Plat cashback card in the UK last year, so wouldn't be surprised.
Amex UK Platinum Charge Card
Amex Blue Cash USA
Amex US Gold Corporate Card
World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)

jeffysdad
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Location: Texas

Postby jeffysdad » Wed Dec 26, 2012 8:07 am

On the contrary, Reclusive. I am never opposed to free money. Everyone, please send your extra money to Jeffysdad. Thank you.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.



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