rmferrer wrote:If you have to justify the the annual fee, then its not for you. Plain and simple....
i may have said those exact words in the past, but thats not totally correct.
Everybody justifies everything they do on some level. Some more than others
With the Platinum, if you can have a positive cost/benefit analysis then you should obviously get the card. The only difficult part of deciding is how much you value having such a card and what it says about you.
Some will find that having it makes them feel cool, sophisticated, and wealthy. As many people would say, "Dress for the job you want, not the job you have."
Others will find that it makes them look snobby, cliche, and spoiled. They may find that even though it adds significant benefits, it isnt worth it being seen as someone wealthy.
Life experience and your social group play a big role in such things occasionally.
Now, when you're considering the centurion card, yeah you shouldn't have to justify it. But, I know at least one canadian who does!
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend
Its not about the ending, its about the journey,
just as long as the ending is just as good