American Express wants me to upgrade to Platinum :\

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
16 posts
rmferrer
Green Member
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Posts: 17
Joined: Wed Oct 17, 2012 3:57 pm
Location: Fresno

Postby rmferrer » Sat Dec 01, 2012 5:16 pm

If you have to justify the the annual fee, then its not for you. Plain and simple....


Rory
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Location: MA

Postby Rory » Sat Dec 01, 2012 7:03 pm

rmferrer wrote:If you have to justify the the annual fee, then its not for you. Plain and simple....


i may have said those exact words in the past, but thats not totally correct.

Everybody justifies everything they do on some level. Some more than others

With the Platinum, if you can have a positive cost/benefit analysis then you should obviously get the card. The only difficult part of deciding is how much you value having such a card and what it says about you.

Some will find that having it makes them feel cool, sophisticated, and wealthy. As many people would say, "Dress for the job you want, not the job you have."

Others will find that it makes them look snobby, cliche, and spoiled. They may find that even though it adds significant benefits, it isnt worth it being seen as someone wealthy.

Life experience and your social group play a big role in such things occasionally.

Now, when you're considering the centurion card, yeah you shouldn't have to justify it. But, I know at least one canadian who does!
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend ;)
Its not about the ending, its about the journey,
just as long as the ending is just as good :cool:

rmferrer
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Location: Fresno

Postby rmferrer » Sat Dec 01, 2012 8:18 pm

Rory you make very good points and agree 100% with what you said. My issue is with the hundreds of threads like these is that the OP usually looks for feedback from others in regards of value. But the problem is that it's subjective from person to person. Only YOU can decide whether or not its "worth" it.

IMHO being a previous AMEX customer you know what the Plat entails, and you should know by now whether or not you need it or fits your lifestyle. Don't take my post OP as a personal attack towards you, and I apologize if I came off as a douche. Not my intention.

Ex: I travel 20+ days a month...Plat was a no brainer.

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Socelli
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Location: El Paso, TX

Postby Socelli » Sun Dec 02, 2012 10:59 am

I received this same offer the day after I renewed and made my $175 Business Gold AF payment (this is my 2nd year with the Business Gold) . I accepted the offer on a Tuesday and received my Business Platinum the following Monday. It came in a white envelope INSIDE a very nice welcome kit box. I've got to admit, the packaging was impressive.

For Maximilian: My offer can via an email to my personal email address. They also extended the same offer on my "My American Express Account" homepage under the "My Accounts" tab. It sounds like they're really marketing this baby. Hope this helps.
Cards:
American Express: Business Platinum-NPSL, Delta SkyMiles Gold-$2K
Chase: Sapphire Preferred-$5K, Southwest Airlines Visa-$3.7K, Freedom-$400
USAA: Platinum MC-$4K, Advantage Rate MC-$4K, Amex-$4K
FBNO: BucksBack Visa-$1K, Amex-$1.7K
GECRB: Walmart Discover-$3,7K
Barclays: Financing Visa-$3.2K, Juniper MC-$1.1K
Capital One: Platinum MC-$1.5K, Platinum MC-$750
CFNA: Firestone-$1.6K
CitiBank: Office Depot Business Card-$1K

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Socelli
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Joined: Fri Aug 10, 2012 7:03 pm
Location: El Paso, TX

Postby Socelli » Thu Dec 06, 2012 9:44 am

Rmferrer, I only travel 8+ days a month. Maybe that's why they targeted me. I'm a heavy Amex user during my trips so I left a paper trail. My math says that this Plat card will pay for itself well within the first year. We shall see!
Cards:
American Express: Business Platinum-NPSL, Delta SkyMiles Gold-$2K
Chase: Sapphire Preferred-$5K, Southwest Airlines Visa-$3.7K, Freedom-$400
USAA: Platinum MC-$4K, Advantage Rate MC-$4K, Amex-$4K
FBNO: BucksBack Visa-$1K, Amex-$1.7K
GECRB: Walmart Discover-$3,7K
Barclays: Financing Visa-$3.2K, Juniper MC-$1.1K
Capital One: Platinum MC-$1.5K, Platinum MC-$750
CFNA: Firestone-$1.6K
CitiBank: Office Depot Business Card-$1K

American
Centurion Member
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Joined: Thu Mar 29, 2012 7:55 am
Location: Atlanta, GA

Postby American » Thu Dec 06, 2012 10:04 am

I ended up pulling the trigger, but not for the travel reasons. Yes, I typically travel internationally for two weeks a year, and I travel on and off throughout the year, but that was far down on my reasoning.

I've always loved American Express because I honestly feel safe using their card. I've gotten ridiculous charges on Capital One & Citi, and it was months before it was resolved. Whereas whenever I had an issue on a charge, Amex credited me the money, and I didn't hear anything more about anything. It was absolutely nice.

Oddly enough, the reason why I hit upgrade was because the protection went from $1,000 to $10,000. In September, I spilled coffee on my girlfriends computer, and I was like… what the hell do I do. I contacted Amex Insurance, and they gave me $750 to get it fixed. I was absolutely blown away.

This year, I will be in the midst of starting my own business with a guy, and it's a tech business, and going from 1k to 10k in protection is more than worth it.

Plus concierge will be handy, and the travel benefits will be pleasant.
American Express '02: Platinum, Blue Cash Preferred 6k, SPG 2k, Delta Gold 1k
Barclaycard '11: Apple Financing Card 2.5k
Citi: Diamond Rewards 1.5k
Chase: Freedom 500
Discover '12: Discover IT 1.5k



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