- Centurion Member
- Posts: 630
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
Well, if you didn't pay them off, and it goes beyond (I believe it is 60-120 days) they charge off your account, and most likely they sell the account to collection agencies. If you made good with them and paid off the 2k that you owe, then you should see a paid something.. (there is a term on your credit reports, but I forget what it is called.) And I do not believe that they will make it current, because it's already been on your report. Just pay it off, wait a little while (2-3 months) and then apply for their cards and see what happens. Amex has plenty of members that burned them, and they have a very good memory and system of remembering how, why, and when they were burned, along with all the major creditors. Just try to get in their good graces by making good with them and they might let you have a second chance with them. If your report is otherwise clean, then you should be okay. Other then that, do you have any other baddies or derogs on your CR's? cause it can come back and haunt you.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.