Will AmEx Prepaid help you get approved for a credit card?

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Will AmEx Prepaid help you get approved for a credit card?

Postby nprice012 » Sun Nov 25, 2012 1:28 pm

I am 23 years old, have fair credit (FICO 600) and make decent money for my age, with nothing negative on my credit score in the past 4 years. I was denied for the Amex Zync a while ago and then denied for the Amex Green a week or two ago.

Would having the Amex Prepaid card help my desired membership for a charge card?


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Postby Snowman » Sun Nov 25, 2012 7:18 pm

Tbh, I don't think it would help much. It may show you are responsible and later on the road they might give you a chance, but seeing as your credit is not that great it might be a little while until Amex will consider you. I just got approved for the Amex Gold, and I just let my credit grow for 6-7 months and then applied for cards I want the most and see where it went. I don't think it will help much but they might pre-approve you down the road depending on how you use it.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
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Postby DavidNY » Sun Nov 25, 2012 7:34 pm

If you can't get credit I'd recommend the BofA secured card.

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Postby trumpet-205 » Mon Nov 26, 2012 7:32 pm

Nope. Get a card from Capital One instead.
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Postby paparoach429 » Tue Nov 27, 2012 10:38 am

Like many others on this forum I'll go ahead and say theres better secured cards out there then Capital One. It has an annual fee, no rewards, high interest, and most importantly the card will NOT grow with you! Also, you might want to consider store cards for the time being. They are alot easier to get. Pick one or two stores you frequently shop at and apply for their cards.

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