to upgrade or not to upgrade

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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to upgrade or not to upgrade

Postby bmw1990Z » Wed Nov 21, 2012 2:49 pm


I've had a gold delta american express card since June of this year. Over the course of the last few months, I've spent several thousand dollars on the card. I got email recently from amex encouraging me to get a green amex charge card. Does anyone think the green card is worth getting? It did not mention an MR signup bonus. Also I am in college, so skymiles seem more attractive to me then MR points, and the membership fee (already waived for 2 years) is the same price. Is their any reason to have both?

Cards in my wallet:
-Citi Forward Card for College Students-July 2011
-American Express Platinum Delta Skymiles--July 2013

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Postby Ratfacedudeguy » Wed Nov 21, 2012 3:17 pm

I'd stick with what you've got personally. I was super excited to get my Green card in May, but I honestly haven't been too impressed with the MRP system. If you do decide to get it though, wait until January so it'll backdate to 1/12.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13

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Postby FutureBillionaire » Wed Nov 21, 2012 3:38 pm

I wouldn't get it either. I have gotten some use out of the MR points, but I don't think I am getting the value from the annual fee. I feel like I'm paying for prestige and not getting enough benefit. I think I am going to go with the Blue Sky instead.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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Postby DavidNY » Wed Nov 21, 2012 4:59 pm

FutureBillionaire wrote:I feel like I'm paying for prestige and not getting enough benefit.

You're probably right. BCE is a decent Amex card.

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Postby mookie » Wed Nov 21, 2012 9:26 pm

DavidNY wrote:You're probably right. BCE is a decent Amex card.

agreed. i looked at both the green and gold recently and couldn't find anything with them that made them worth the annual fee -- i am a bce user and think the benefits there fit me better (since i don't travel).

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Postby Money card » Wed Nov 21, 2012 9:34 pm

Hey Bmw since your in college and you already have an American Express card since the annual fees are the same I would say no reason to have 2 credit cards 1 lending and 1 premium with 2 annual fees do you want to pay around 190.00 per year for annual membership fees?
I have the green card I love the card in addition to cash.

I would say if you were a vice president of a large company or if you worked for a company that travels you wanted a card that you can redem points on any airline not 1 specefic like Delta then I would suggest the Green card. but being your in college I would stick with what you have. even if the membership is free for the 2 years I would just use what you have.

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