Transferring balances?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
3 posts
Gamma
Centurion Member
Centurion Member
 
Posts: 464
Joined: Sat Sep 15, 2012 1:15 am
Location: Los Angeles, CA

Transferring balances?

Postby Gamma » Wed Nov 14, 2012 2:03 am

NO I don't plan on doing so now or ever seeing how Amex hates people carrying large balances, but I was wondering if anyone has ever gotten a balance transfer offer before or even done a balance transfer with them. A side note, I do all my balance transfers with Citi :)


CC Deville
Centurion Member
Centurion Member
 
Posts: 1075
Joined: Thu Aug 04, 2011 7:07 pm
Location: Phoenix

Postby CC Deville » Wed Nov 14, 2012 2:14 am

I have had my Blue for over 4 years and other than when I first opened the card I have never been offered a balance transfer. They used to send balance transfter checks but they put a kabosh on those during The Great Recession.

craigm1
Centurion Member
Centurion Member
 
Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

transfer offer

Postby craigm1 » Wed Nov 14, 2012 8:23 am

4 years ago I was offered a blue sky card, unsolicited offer this was after a bankruptcy with amex included in 94 they gave me a $3100 card with a 3.99 permanent interest rate I put 2k on the card paid them $50 a month as the amount was paid down they kept lowering my limit down to $1100 I paid the card off and then used it as a charge card maxing it out monthly eventually switching it to a blue cash card 2 years ago. after several limit requests and about $120k in charges over 3 years the limit is now 30k. use the card for everything you can and they will be very open to limit increases, I haven't received any other offers for balance transfers since. I guess it was a one time offer

craigm
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14



Return to “American Express”

Who is online

Users browsing this forum: No registered users and 2 guests