PRG approved with 676 credit score

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Location: United States

PRG approved with 676 credit score

Postby VashX » Sat Nov 10, 2012 4:03 pm

Just got instantly approved for the Gold Premier Rewards Card with a 676 score on Experian.

- 2 INQ
- 3% Utilization
- Late 30 on Capital One account, 8 months ago
- Late 60 on a closed Chase account, 11 months ago
- Highest credit limit credit card I have is $4,000. Bank of America which I have had since 2008 and neer had a single late on.

This is my 2nd AMEX, my first is the Zync which I have only had for 5 months now but use it heavily. I like it but it has a limit of $500 and it sucks to keep having to pay to use the card since I use it heavily.

Hope this helps anyone looking on their chances at Amex Gold Premier.
Cards: AMEX Zync, BofA Rewards, Capital One Platinum

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Location: Davis, California

Postby SparkyinCA » Sat Nov 10, 2012 4:54 pm

Congratulations! This certainly dispels the myth that you cannot get other Amex cards if you currently have a Zync with a limit!!

How much were you running through your Zync card each month if I may ask?

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Posts: 494
Joined: Wed Aug 01, 2012 12:04 am
Location: Hawaii

Postby jlam572 » Sat Nov 10, 2012 7:02 pm

congrats. welcome
American Express Platinum
Chase Sapphire Preferred
Hawaiian Airlines BOH MC
Capital One Visa Platinum
Citi Diamond Preferred MC

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Joined: Wed Sep 05, 2012 8:13 am
Location: Fort Dix, NJ

Postby Jslimm1985 » Sun Nov 11, 2012 5:44 pm

Congrats. I'm sure your membership with Amex via your Zync served as favorable in your app for the GPR.
Credit Union MC 3/2004 ($6K)
Capital One Platinum 3/2005 ($500) :mad:
Dell Financial Services CC 2/2007 ($2.5K)
USAA Cash Rewards World MC 10/2011 ($9.5K)
AMEX BCE 01/2013 ($10K)

AMEX Gold 1/2011(NPSL)

EXP 721 (01/02/2013) Amex
EQU 695 (01/10/2013) PenFed
TU 705 (01/22/2013) MyFico

"Please don't thank me for serving, I want to thank you for letting me serve on your behalf"

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Location: El Paso, TX

Postby Socelli » Tue Nov 20, 2012 4:43 pm

Congrats, VashX! Well done, my friend. You're a step closer to Platinum. Welcome to the CreditCardForum family.
American Express: Business Platinum-NPSL, Delta SkyMiles Gold-$2K
Chase: Sapphire Preferred-$5K, Southwest Airlines Visa-$3.7K, Freedom-$400
USAA: Platinum MC-$4K, Advantage Rate MC-$4K, Amex-$4K
FBNO: BucksBack Visa-$1K, Amex-$1.7K
GECRB: Walmart Discover-$3,7K
Barclays: Financing Visa-$3.2K, Juniper MC-$1.1K
Capital One: Platinum MC-$1.5K, Platinum MC-$750
CFNA: Firestone-$1.6K
CitiBank: Office Depot Business Card-$1K

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Joined: Thu Dec 13, 2012 7:52 am
Location: Arlington

Postby jdauria » Fri Dec 14, 2012 8:24 am

Wow lucky, good for you. I was denied green amex with 704 credit score :(
[font=Times New Roman][size=80]American Express Green[color=green] [NPSL][/color]
American Express Blue Cash Preferred
Chase Freedom

American Express Premier Rewards Gold[/size][/font]

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Posts: 274
Joined: Sat Aug 04, 2012 10:21 pm
Location: MA

Postby Rory » Fri Dec 14, 2012 5:11 pm

use it wisely
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend ;)
Its not about the ending, its about the journey,
just as long as the ending is just as good :cool:

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