New member here and I have learned so much after reading these threads since just yesterday!
I currently have a 717 credit score with experian and I have a Citi AAvantage Plat. Card with a $3500 CL and a Capital One Platinum Visa with a $500 CL.
I had a Green Amex card when I was 20 in 1999 but then lost my job couldn't pay a $400 balance and went to collections for it and then eventually paid the balance out in a month and closed the account. This Amex account is no longer in my report of course because so many years have past but I was wondering if I applied for a gold business Amex card now could I tell them that I had a card with them in '99 and possibly have the new card present as a member since '99?
My oldest account currently believe it or not is my Crap one card at a little over one year and my car that I finance is also 1 year old. Never really used credit all these years working primarily with cash but now I need to get it going and I would love if there is a possibility if that works somehow my Amex would report to the bureau's that my account is 13 years old. Could this work? How would this improve my credit or would it not do anything? Would love to here some feedback. Thanks!!!